Natural hazards · Mundelein

Mundelein, IL natural hazards

Most of the natural-hazard damage FEMA expects in Mundelein comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 17 claims here since 1979. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mundelein?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mundelein to be higher than in 12% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding44%Tornadoes23%Cold waves23%Everything else11%

By hazard

What Mundelein faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Below average · higher than 27% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

23% of expected damage

Above average · higher than 72% of U.S. places

Cold waves

23% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mundelein flood?

Every paid claim on a federal flood insurance policy in Mundelein, from FEMA’s records.

17paid claims since 1979

$860Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mundelein isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lake County.

Disasters that hit Mundelein

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mundelein itself: aid to households, or repair grants to the Village of Mundelein.

Brought FEMA money into MundeleinDeclared for Lake County only

2013

Severe Storms, Straight-Line Winds, and Flooding

17 households applied for aid $22K aid approved $26K to the Village of Mundelein for repairs

2011

Severe Winter Storm and Snowstorm

$49K to the Village of Mundelein for repairs

2008

Severe Storms and Flooding

1 household applied for aid $241 aid approved

2008

Record Snow and Near Record Snow

$39K to the Village of Mundelein for repairs

2000

Illinois Winter Snow Storms

$28K to the Village of Mundelein for repairs

1999

Il-Winter Storm 1/1/99

$30K to the Village of Mundelein for repairs

Lake County has had 15 natural disasters declared since 1953, most often winter storms and floods.

Around Mundelein

Mundelein and the towns around it

Very lowLowModerateHighVery high

Grayslakemostly inland floodingLow

Long Grovemostly inland floodingLow

Libertyvillemostly inland floodingLow

Vernon Hillsmostly inland floodingVery low

Indian Creekmostly inland floodingVery low

Hawthorn Woodsmostly inland floodingVery low

Fremontmostly inland floodingVery low

Libertyvillemostly inland floodingVery low

Mundeleinmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mundelein covers 6 census tracts, combined by population.

Money that reached townFlood claims are matched to Mundelein’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Mundelein. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mundelein total about $8.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.