Natural hazards · Worth

Worth, IL natural hazards

Most of the natural-hazard damage FEMA expects in Worth comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 1996. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Worth?

79
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Worth to be higher than in 79% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding55%Cold waves24%Tornadoes12%Heat waves7%Everything else3%
By hazard

What Worth faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about 6 times a year in the area

Cold waves

24% of expected damage
Well below average · higher than 22% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

12% of expected damage
Well above average · higher than 81% of U.S. places

Heat waves

7% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Worth flood?

Every paid claim on a federal flood insurance policy in Worth, from FEMA’s records.

3paid claims since 1996
$22Kpaid to owners
1homes flooded more than once
19962026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Worth isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cook County.
Disasters that hit Worth

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Worth itself: aid to households, or repair grants to the Village of Worth.

Brought FEMA money into WorthDeclared for Cook County only
2024

Severe Storms, Tornadoes, Straight-Line Winds, and Floodng

20 households applied for aid $84K aid approved
2023

Severe Storms and Flooding

27 households applied for aid $46K aid approved
2013

Severe Storms, Straight-Line Winds, and Flooding

8 households applied for aid $8K aid approved
2011

Severe Winter Storm and Snowstorm

$14K to the Village of Worth for repairs
2010

Severe Storms and Flooding

17 households applied for aid $26K aid approved
2008

Severe Storms and Flooding

10 households applied for aid $13K aid approved
2000

Illinois Winter Snow Storms

$14K to the Village of Worth for repairs
1999

Il-Winter Storm 1/1/99

$16K to the Village of Worth for repairs
Cook County has had 21 natural disasters declared since 1953, most often floods and severe storms.
Around Worth

Worth and the towns around it

Chicago Ridge: Very high, mostly inland floodingPalos Heights: Very high, mostly inland floodingPalos Hills: Very high, mostly inland floodingOak Lawn: Very high, mostly inland floodingWorth: Very high, mostly inland floodingBridgeview: Moderate, mostly inland floodingPalos: High, mostly inland floodingPalos Park: Moderate, mostly inland floodingHickory Hills: Moderate, mostly inland floodingWorth: High, mostly inland flooding WorthChicago RidgePalos HeightsPalos Hills
Very lowLowModerateHighVery high
Palos Hillsmostly inland floodingVery high
Chicago Ridgemostly inland floodingVery high
Palos Heightsmostly inland floodingVery high
Worthmostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Worth covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Worth’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Worth. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Worth total about $6.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01