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Natural hazards · Calumet Park

Calumet Park, IL natural hazards

Most of the natural-hazard damage FEMA expects in Calumet Park comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 7 claims here since 1982. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Calumet Park?

82
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Calumet Park to be higher than in 82% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding56%Cold waves22%Tornadoes12%Heat waves6%Everything else4%
By hazard

What Calumet Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about 6 times a year in the area

Cold waves

22% of expected damage
Well below average · higher than 23% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

12% of expected damage
Well above average · higher than 83% of U.S. places

Heat waves

6% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingWildfireDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Calumet Park flood?

Every paid claim on a federal flood insurance policy in Calumet Park, from FEMA’s records.

7paid claims since 1982
$43Kpaid to owners
0homes flooded more than once
19822026

Biggest named events

  • Hurricane Ike: 1 claim, $7K
  • Mid-spring storms: 1 claim, $6K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Calumet Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cook County.
Disasters that hit Calumet Park

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Calumet Park itself: aid to households, or repair grants to the Village of Calumet Park.

Brought FEMA money into Calumet ParkDeclared for Cook County only
2024

Severe Storms, Tornadoes, Straight-Line Winds, and Floodng

288 households applied for aid $1.2M aid approved
2023

Severe Storms and Flooding

748 households applied for aid $2.0M aid approved
2013

Severe Storms, Straight-Line Winds, and Flooding

608 households applied for aid $1.2M aid approved
2011

Severe Winter Storm and Snowstorm

$28K to the Village of Calumet Park for repairs
2010

Severe Storms and Flooding

694 households applied for aid $1.9M aid approved
2008

Severe Storms and Flooding

536 households applied for aid $480K aid approved
2000

Illinois Winter Snow Storms

$13K to the Village of Calumet Park for repairs
1999

Il-Winter Storm 1/1/99

$10K to the Village of Calumet Park for repairs
Cook County has had 21 natural disasters declared since 1953, most often floods and severe storms.
Around Calumet Park

Calumet Park and the towns around it

Blue Island: Very high, mostly inland floodingCalumet: Very high, mostly inland floodingChicago: Moderate, mostly inland floodingAlsip: High, mostly inland floodingRiverdale: Very high, mostly inland floodingRobbins: High, mostly inland floodingDixmoor: Very high, mostly inland floodingPosen: Very high, mostly inland floodingWorth: Very high, mostly inland floodingThornton: Very high, mostly inland floodingLeyden: Moderate, mostly inland floodingMaine: Moderate, mostly inland floodingRosemont: Low, mostly inland floodingSchiller Park: Moderate, mostly inland floodingNiles: Moderate, mostly inland floodingStickney: High, mostly inland floodingPark Ridge: Moderate, mostly inland floodingElk Grove: Moderate, mostly inland floodingNiles: Low, mostly inland floodingDes Plaines: Moderate, mostly inland floodingCalumet Park: Very high, mostly inland flooding Calumet ParkBlue IslandCalumetChicago
Very lowLowModerateHighVery high
Calumetmostly inland floodingVery high
Blue Islandmostly inland floodingVery high
Calumet Parkmostly inland floodingVery high
Chicagomostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Calumet Park covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Calumet Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Calumet Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Calumet Park total about $3.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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