Natural hazards · Batavia

Batavia, IL natural hazards

Most of the natural-hazard damage FEMA expects in Batavia comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 4 claims here since 1996. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Batavia?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Batavia to be higher than in 19% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding44%Cold waves27%Tornadoes22%Everything else8%

By hazard

What Batavia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Below average · higher than 35% of U.S. places

Recorded about 2 times a year in the area

Cold waves

27% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 80% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Batavia flood?

Every paid claim on a federal flood insurance policy in Batavia, from FEMA’s records.

4paid claims since 1996

$10Kpaid to owners

0homes flooded more than once

19962026

Biggest named events

Mid-spring storms: 2 claims, $6K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Batavia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kane County.

Disasters that hit Batavia

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Batavia itself: aid to households, or repair grants to the City of Batavia.

Brought FEMA money into BataviaDeclared for Kane County only

2013

Severe Storms, Straight-Line Winds, and Flooding

25 households applied for aid $53K aid approved

2011

Severe Winter Storm and Snowstorm

$50K to the City of Batavia for repairs

2008

Severe Storms and Flooding

9 households applied for aid $18K aid approved

2007

Severe Storms and Flooding

$76K to the City of Batavia for repairs

2000

Illinois Winter Snow Storms

$41K to the City of Batavia for repairs

1999

Il-Winter Storm 1/1/99

$53K to the City of Batavia for repairs

Kane County has had 14 natural disasters declared since 1953, most often floods and winter storms.

Around Batavia

Batavia and the towns around it

Very lowLowModerateHighVery high

Auroramostly inland floodingLow

Genevamostly inland floodingLow

Bataviamostly inland floodingLow

Genevamostly inland floodingLow

Bataviamostly inland floodingVery low

North Auroramostly inland floodingVery low

West Chicagomostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Batavia covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Batavia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Batavia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Batavia total about $4.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.