Natural hazards · North Aurora

North Aurora, IL natural hazards

Most of the natural-hazard damage FEMA expects in North Aurora comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 15 claims here since 1978. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is North Aurora?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Aurora to be higher than in 16% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding46%Cold waves25%Tornadoes22%Everything else7%

By hazard

What North Aurora faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Below average · higher than 29% of U.S. places

Recorded about 2 times a year in the area

Cold waves

25% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 80% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does North Aurora flood?

Every paid claim on a federal flood insurance policy in North Aurora, from FEMA’s records.

15paid claims since 1978

$54Kpaid to owners

1homes flooded more than once

19782026

Biggest named events

Hurricane Ike: 3 claims, $11K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. North Aurora isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kane County.

Disasters that hit North Aurora

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in North Aurora itself: aid to households, or repair grants to the Village of North Aurora.

Brought FEMA money into North AuroraDeclared for Kane County only

2013

Severe Storms, Straight-Line Winds, and Flooding

47 households applied for aid $65K aid approved

2011

Severe Winter Storm and Snowstorm

$56K to the Village of North Aurora for repairs

2008

Severe Storms and Flooding

7 households applied for aid $14K aid approved

2007

Severe Storms and Flooding

2 households applied for aid $3K aid approved

2000

Illinois Winter Snow Storms

$10K to the Village of North Aurora for repairs

1999

Il-Winter Storm 1/1/99

$8K to the Village of North Aurora for repairs

Kane County has had 14 natural disasters declared since 1953, most often floods and winter storms.

Around North Aurora

North Aurora and the towns around it

Very lowLowModerateHighVery high

Sugar Grovemostly inland floodingModerate

Auroramostly inland floodingLow

Blackberrymostly inland floodingLow

Bataviamostly inland floodingLow

Bataviamostly inland floodingVery low

North Auroramostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Aurora covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to North Aurora’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of North Aurora. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across North Aurora total about $6.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.