Natural hazards · Ocean Pointe

Ocean Pointe, HI natural hazards

Most of the natural-hazard damage FEMA expects in Ocean Pointe comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ocean Pointe?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ocean Pointe to be higher than in 98% of U.S. communities, mostly from inland flooding.

Inland flooding86%Wildfire6%Everything else8%

By hazard

What Ocean Pointe faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

86% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 6 times a year in the area

Wildfire

6% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsEarthquakesLandslidesStrong windLightningDroughtTsunamis

Not a risk here

Winter weatherCold wavesHeat wavesAvalanchesVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ocean Pointe flood?

FEMA's records show no paid flood insurance claims in Ocean Pointe.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ocean Pointe isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Honolulu County.

Disasters that hit Ocean Pointe

Federal disasters declared here

None of the disasters declared for Honolulu County shows FEMA aid or repair money reaching Ocean Pointe itself in FEMA’s records.

Brought FEMA money into Ocean PointeDeclared for Honolulu County only

Honolulu County has had 22 natural disasters declared since 1953, most often floods and hurricanes.

Around Ocean Pointe

Ocean Pointe and the towns around it

Very lowLowModerateHighVery high

Ocean Pointemostly inland floodingVery high

Ewa Beachmostly inland floodingVery high

Ewa Gentrymostly inland floodingVery high

Kalaeloamostly inland floodingVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ocean Pointe covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Ocean Pointe’s own flood-insurance community; household aid to the registrant’s city; repair grants to Ocean Pointe. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ocean Pointe total about $9.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.