Natural hazards · Kalaeloa

Kalaeloa, HI natural hazards

Most of the natural-hazard damage FEMA expects in Kalaeloa comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kalaeloa?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kalaeloa to be higher than in 84% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding53%Wildfire23%Earthquakes20%Everything else5%

By hazard

What Kalaeloa faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 6 times a year in the area

Wildfire

23% of expected damage

Well above average · higher than 98% of U.S. places

Earthquakes

20% of expected damage

Well above average · higher than 84% of U.S. places

Lower here

Coastal floodingHurricanesTornadoesHailLandslidesStrong windLightningDroughtTsunamis

Not a risk here

Ice stormsWinter weatherCold wavesHeat wavesAvalanchesVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kalaeloa flood?

FEMA's records show no paid flood insurance claims in Kalaeloa.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Kalaeloa isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Honolulu County.

Disasters that hit Kalaeloa

Federal disasters declared here

None of the disasters declared for Honolulu County shows FEMA aid or repair money reaching Kalaeloa itself in FEMA’s records.

Brought FEMA money into KalaeloaDeclared for Honolulu County only

Honolulu County has had 22 natural disasters declared since 1953, most often floods and hurricanes.

Around Kalaeloa

Kalaeloa and the towns around it

Very lowLowModerateHighVery high

Ewa Gentrymostly inland floodingVery high

Ocean Pointemostly inland floodingVery high

Ewa Villagesmostly inland floodingVery high

Kapoleimostly inland floodingVery high

Kalaeloamostly inland floodingVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kalaeloa covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Kalaeloa’s own flood-insurance community; household aid to the registrant’s city; repair grants to Kalaeloa. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kalaeloa total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.