Natural hazards · Port St. John

Port St. John, FL natural hazards

Most of the natural-hazard damage FEMA expects in Port St. John comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 16 claims here since 1999. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Port St. John?

90
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Port St. John to be higher than in 90% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes64%Inland flooding28%Everything else8%
By hazard

What Port St. John faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

64% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about once every 4 years in the area

Inland flooding

28% of expected damage
Above average · higher than 70% of U.S. places
Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Port St. John flood?

Every paid claim on a federal flood insurance policy in Port St. John, from FEMA’s records.

16paid claims since 1999
$399Kpaid to owners
0homes flooded more than once
19992026

Biggest named events

  • Hurricane Irma: 7 claims, $220K
  • Tropical Storm Fay: 2 claims, $10K
  • Hurricane Irene: 1 claim, $6K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Port St. John isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Brevard County.

What’s been done with FEMA grants

2buildings retrofitted against wind
Disasters that hit Port St. John

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Port St. John itself: aid to households, or repair grants to Port St. John.

Brought FEMA money into Port St. JohnDeclared for Brevard County only
2024

Hurricane Milton

9 households applied for aid $1K aid approved
2022

Hurricane Nicole

3 households applied for aid
2022

Hurricane Ian

7 households applied for aid $1K aid approved
2017

Hurricane Irma

102 households applied for aid $18K aid approved
2016

Hurricane Matthew

7 households applied for aid
2008

Tropical Storm Fay

7 households applied for aid $5K aid approved
2005

Hurricane Wilma

2 households applied for aid $464 aid approved
2004

Hurricane Jeanne

98 households applied for aid $43K aid approved
2004

Hurricane Ivan

5 households applied for aid $904 aid approved
2004

Hurricane Frances

186 households applied for aid $111K aid approved
2004

Tropical Storm Bonnie and Hurricane Charley

28 households applied for aid $5K aid approved
Brevard County has had 35 natural disasters declared since 1953, most often hurricanes and fires.
Around Port St. John

Port St. John and the towns around it

Sharpes: Very high, mostly hurricanesCocoa: Very high, mostly hurricanesNorth Merritt Island: Very high, mostly hurricanesPort St. John: Very high, mostly hurricanes Port St. JohnSharpes
Very lowLowModerateHighVery high
Port St. Johnmostly hurricanesVery high
Sharpesmostly hurricanesVery high
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Port St. John covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to Port St. John’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Port St. John. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Port St. John total about $9.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01