TownTapestry
Sign inJoin
Ormond BeachGood evening
Natural hazards · Ormond Beach

Ormond Beach, FL natural hazards

Most of the natural-hazard damage FEMA expects in Ormond Beach comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 573 claims here since 1978. 15 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Ormond Beach?

75
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ormond Beach to be higher than in 75% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes46%Inland flooding38%Tornadoes10%Everything else7%
By hazard

What Ormond Beach faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

46% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about once every 4 years in the area

Inland flooding

38% of expected damage
Above average · higher than 56% of U.S. places
Recorded about once a year in the area

Tornadoes

10% of expected damage
Above average · higher than 63% of U.S. places

Lower here

Coastal floodingHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Ormond Beach flood?

Every paid claim on a federal flood insurance policy in Ormond Beach, from FEMA’s records.

573paid claims since 1978
$15.8Mpaid to owners
57homes flooded more than once
19782026

Biggest named events

  • Low pressure system: 134 claims, $2.7M
  • Hurricane Milton: 85 claims, $5.0M
  • Hurricane Irma: 53 claims, $2.6M

Homes that flooded again and again

■ FEMA “severe repetitive loss” (13) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 25% off flood insurance. Ormond Beach is in FEMA’s Community Rating System (class 5) for its flood-proofing work.
Insurance rates: Volusia County.

What’s been done with FEMA grants

29flood-prone properties bought out and cleared
26homes raised above flood level
9buildings retrofitted against wind
Disasters that hit Ormond Beach

15 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ormond Beach itself: aid to households, or repair grants to the City of Ormond Beach.

Brought FEMA money into Ormond BeachDeclared for Volusia County only
2024

Hurricane Milton

4,046 households applied for aid $4.3M aid approved $2.3M to the City of Ormond Beach for repairs
2022

Hurricane Nicole

252 households applied for aid $188K aid approved $201K to the City of Ormond Beach for repairs
2022

Hurricane Ian

4,125 households applied for aid $3.5M aid approved $2.5M to the City of Ormond Beach for repairs
2019

Hurricane Dorian

$65K to the City of Ormond Beach for repairs
2017

Hurricane Irma

4,045 households applied for aid $1.4M aid approved $3.1M to the City of Ormond Beach for repairs
2016

Hurricane Matthew

3,275 households applied for aid $815K aid approved $6.5M to the City of Ormond Beach for repairs
2009

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

483 households applied for aid $846K aid approved $287K to the City of Ormond Beach for repairs
2008

Tropical Storm Fay

29 households applied for aid $15K aid approved $77K to the City of Ormond Beach for repairs
2007

Severe Storms and Tornadoes

3 households applied for aid
2004

Hurricane Jeanne

1,089 households applied for aid $672K aid approved $1.4M to the City of Ormond Beach for repairs
2004

Hurricane Ivan

54 households applied for aid $7K aid approved
2004

Hurricane Frances

4,095 households applied for aid $2.8M aid approved $1.8M to the City of Ormond Beach for repairs
2004

Tropical Storm Bonnie and Hurricane Charley

2,859 households applied for aid $1.6M aid approved $2.2M to the City of Ormond Beach for repairs
1999

Fl-Hurricane Irene-Dr-Req

$58K to the City of Ormond Beach for repairs
1999

Hurricane Floyd Major Disaster Declarations

$227K to the City of Ormond Beach for repairs
Volusia County has had 34 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Ormond Beach

Ormond Beach and the towns around it

Ormond-by-the-Sea: High, mostly hurricanesDaytona Beach: High, mostly hurricanesHolly Hill: High, mostly hurricanesDaytona Beach Shores: High, mostly hurricanesSouth Daytona: High, mostly hurricanesPort Orange: High, mostly hurricanesOrmond Beach: High, mostly hurricanes Ormond BeachOrmond-by-the-SeaDaytona BeachHolly Hill
Very lowLowModerateHighVery high
Ormond Beachmostly hurricanesHigh
Holly Hillmostly hurricanesHigh
Daytona Beachmostly hurricanesHigh
Ormond-by-the-Seamostly hurricanesHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ormond Beach covers 9 census tracts, combined by population.
Money that reached townFlood claims are matched to Ormond Beach’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Ormond Beach. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ormond Beach total about $16.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The porch light’s on

Where to, neighbor?

You’re in Ormond Beach, FLView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Ormond Beach is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
Open detailed map