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Natural hazards · Daytona Beach

Daytona Beach, FL natural hazards

Most of the natural-hazard damage FEMA expects in Daytona Beach comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 1,683 claims here since 1979. 16 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Daytona Beach?

67
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Daytona Beach to be higher than in 67% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes54%Inland flooding28%Tornadoes11%Everything else7%
By hazard

What Daytona Beach faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

54% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about once every 4 years in the area

Inland flooding

28% of expected damage
Below average · higher than 30% of U.S. places
Recorded about once a year in the area

Tornadoes

11% of expected damage
Above average · higher than 63% of U.S. places

Lower here

Coastal floodingHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Daytona Beach flood?

Every paid claim on a federal flood insurance policy in Daytona Beach, from FEMA’s records.

1,683paid claims since 1979
$127Mpaid to owners
296homes flooded more than once
19792026

Biggest named events

  • Hurricane Ian: 502 claims, $46.0M
  • Hurricane Milton: 445 claims, $39.6M
  • Hurricane Irma: 188 claims, $17.7M

Homes that flooded again and again

Each house = 5 homes. ■ FEMA “severe repetitive loss” (45) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 25% off flood insurance. Daytona Beach is in FEMA’s Community Rating System (class 5) for its flood-proofing work.
Insurance rates: Volusia County.

What’s been done with FEMA grants

17buildings retrofitted against wind
14flood-prone properties bought out and cleared
Disasters that hit Daytona Beach

16 federal disasters brought FEMA money here

Disasters the President declared that paid out in Daytona Beach itself: aid to households, or repair grants to the City of Daytona Beach.

Brought FEMA money into Daytona BeachDeclared for Volusia County only
2024

Hurricane Milton

12,226 households applied for aid $17.6M aid approved $3.1M to the City of Daytona Beach for repairs
2022

Hurricane Nicole

1,065 households applied for aid $1.3M aid approved $2.6M to the City of Daytona Beach for repairs
2022

Hurricane Ian

16,163 households applied for aid $25.0M aid approved $7.9M to the City of Daytona Beach for repairs
2019

Hurricane Dorian

$109K to the City of Daytona Beach for repairs
2017

Hurricane Irma

12,744 households applied for aid $6.8M aid approved $4.0M to the City of Daytona Beach for repairs
2016

Hurricane Matthew

4,339 households applied for aid $1.6M aid approved $5.2M to the City of Daytona Beach for repairs
2009

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

2,578 households applied for aid $4.6M aid approved $795K to the City of Daytona Beach for repairs
2008

Tropical Storm Fay

58 households applied for aid $57K aid approved $113K to the City of Daytona Beach for repairs
2007

Severe Storms and Tornadoes

10 households applied for aid $129 aid approved
2006

Severe Storms, Tornadoes, and Flooding

74 households applied for aid $105K aid approved
2004

Hurricane Jeanne

1,594 households applied for aid $1.5M aid approved $777K to the City of Daytona Beach for repairs
2004

Hurricane Ivan

108 households applied for aid $962 aid approved
2004

Hurricane Frances

5,859 households applied for aid $6.1M aid approved $2.4M to the City of Daytona Beach for repairs
2004

Tropical Storm Bonnie and Hurricane Charley

4,488 households applied for aid $2.8M aid approved $2.7M to the City of Daytona Beach for repairs
1999

Fl-Hurricane Irene-Dr-Req

$614K to the City of Daytona Beach for repairs
1999

Hurricane Floyd Major Disaster Declarations

$1.5M to the City of Daytona Beach for repairs
Volusia County has had 34 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Daytona Beach

Daytona Beach and the towns around it

Daytona Beach Shores: High, mostly hurricanesOrmond Beach: High, mostly hurricanesHolly Hill: High, mostly hurricanesSouth Daytona: High, mostly hurricanesPort Orange: High, mostly hurricanesOrmond-by-the-Sea: High, mostly hurricanesSamsula-Spruce Creek: High, mostly hurricanesPonce Inlet: High, mostly hurricanesNew Smyrna Beach: High, mostly hurricanesDaytona Beach: High, mostly hurricanes Daytona BeachDaytona Beach ShoresOrmond BeachHolly HillSouth DaytonaPort Orange
Very lowLowModerateHighVery high
Ormond Beachmostly hurricanesHigh
Holly Hillmostly hurricanesHigh
South Daytonamostly hurricanesHigh
Daytona Beachmostly hurricanesHigh
Daytona Beach Shoresmostly hurricanesHigh
Port Orangemostly hurricanesHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Daytona Beach covers 23 census tracts, combined by population.
Money that reached townFlood claims are matched to Daytona Beach’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Daytona Beach. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Daytona Beach total about $28.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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