Natural hazards · Holly Hill

Holly Hill, FL natural hazards

Most of the natural-hazard damage FEMA expects in Holly Hill comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 486 claims here since 1980. 13 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Holly Hill?

73
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Holly Hill to be higher than in 73% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes46%Inland flooding36%Tornadoes12%Everything else6%
By hazard

What Holly Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

46% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about once every 4 years in the area

Inland flooding

36% of expected damage
Above average · higher than 53% of U.S. places
Recorded about once a year in the area

Tornadoes

12% of expected damage
Above average · higher than 63% of U.S. places

Lower here

Coastal floodingHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Holly Hill flood?

Every paid claim on a federal flood insurance policy in Holly Hill, from FEMA’s records.

486paid claims since 1980
$20.9Mpaid to owners
92homes flooded more than once
19802026

Biggest named events

  • Hurricane Milton: 215 claims, $11.9M
  • Hurricane Ian: 113 claims, $5.7M
  • Low pressure system: 82 claims, $1.6M

Homes that flooded again and again

Each house = 2 homes. ■ FEMA “severe repetitive loss” (4) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 10% off flood insurance. Holly Hill is in FEMA’s Community Rating System (class 8) for its flood-proofing work.
Insurance rates: Volusia County.

What’s been done with FEMA grants

5buildings retrofitted against wind
Disasters that hit Holly Hill

13 federal disasters brought FEMA money here

Disasters the President declared that paid out in Holly Hill itself: aid to households, or repair grants to the City of Holly Hill.

Brought FEMA money into Holly HillDeclared for Volusia County only
2024

Hurricane Milton

836 households applied for aid $1.8M aid approved $649K to the City of Holly Hill for repairs
2022

Hurricane Nicole

59 households applied for aid $117K aid approved
2022

Hurricane Ian

1,118 households applied for aid $1.5M aid approved $1.7M to the City of Holly Hill for repairs
2017

Hurricane Irma

1,559 households applied for aid $693K aid approved $2.0M to the City of Holly Hill for repairs
2016

Hurricane Matthew

678 households applied for aid $214K aid approved $2.2M to the City of Holly Hill for repairs
2009

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

617 households applied for aid $1.1M aid approved $20K to the City of Holly Hill for repairs
2008

Tropical Storm Fay

17 households applied for aid $8K aid approved $7K to the City of Holly Hill for repairs
2004

Hurricane Jeanne

207 households applied for aid $200K aid approved $616K to the City of Holly Hill for repairs
2004

Hurricane Ivan

15 households applied for aid $3K aid approved
2004

Hurricane Frances

857 households applied for aid $773K aid approved $968K to the City of Holly Hill for repairs
2004

Tropical Storm Bonnie and Hurricane Charley

800 households applied for aid $476K aid approved $540K to the City of Holly Hill for repairs
1999

Fl-Hurricane Irene-Dr-Req

$158K to the City of Holly Hill for repairs
1999

Hurricane Floyd Major Disaster Declarations

$119K to the City of Holly Hill for repairs
Volusia County has had 34 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Holly Hill

Holly Hill and the towns around it

Ormond Beach: High, mostly hurricanesDaytona Beach: High, mostly hurricanesOrmond-by-the-Sea: High, mostly hurricanesDaytona Beach Shores: High, mostly hurricanesSouth Daytona: High, mostly hurricanesPort Orange: High, mostly hurricanesHolly Hill: High, mostly hurricanes Holly HillOrmond BeachDaytona Beach
Very lowLowModerateHighVery high
Ormond Beachmostly hurricanesHigh
Holly Hillmostly hurricanesHigh
Daytona Beachmostly hurricanesHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Holly Hill covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to Holly Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Holly Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Holly Hill total about $4.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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