Natural hazards · Medley

Medley, FL natural hazards

Most of the natural-hazard damage FEMA expects in Medley comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 86 claims here since 1995. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Medley?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Medley to be higher than in 61% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes54%Inland flooding32%Wildfire7%Everything else7%

By hazard

What Medley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

54% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

32% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 4 times a year in the area

Wildfire

7% of expected damage

Well above average · higher than 95% of U.S. places

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Ice stormsWinter weatherAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Medley flood?

Every paid claim on a federal flood insurance policy in Medley, from FEMA’s records.

86paid claims since 1995

$5.7Mpaid to owners

19homes flooded more than once

19952026

Biggest named events

Hurricane Irene: 16 claims, $449K
June South Florida Flooding: 5 claims, $167K
Hurricane Irma: 2 claims, $29K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 05% off flood insurance. Medley is in FEMA’s Community Rating System (class 9) for its flood-proofing work.

Insurance rates: Dade County.

What’s been done with FEMA grants

1buildings retrofitted against wind

Disasters that hit Medley

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Medley itself: aid to households, or repair grants to the Town of Medley.

Brought FEMA money into MedleyDeclared for Dade County only

2017

Hurricane Irma

580 households applied for aid $361K aid approved $993K to the Town of Medley for repairs

2005

Hurricane Wilma

268 households applied for aid $337K aid approved $1.8M to the Town of Medley for repairs

2005

Hurricane Katrina

$32K to the Town of Medley for repairs

2004

Hurricane Frances

4 households applied for aid $12K aid approved $7K to the Town of Medley for repairs

2000

Severe Storms and Flooding

$555K to the Town of Medley for repairs

1999

Fl-Hurricane Irene-Dr-Req

$410K to the Town of Medley for repairs

1999

Hurricane Floyd Emergency Declarations

$2K to the Town of Medley for repairs

Dade County has had 35 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Medley

Medley and the towns around it

Very lowLowModerateHighVery high

Doralmostly hurricanesHigh

Hialeah Gardensmostly hurricanesHigh

Medleymostly hurricanesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Medley covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Medley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Medley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Medley total about $5.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.