Natural hazards · Hialeah Gardens

Hialeah Gardens, FL natural hazards

Most of the natural-hazard damage FEMA expects in Hialeah Gardens comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 304 claims here since 1993. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hialeah Gardens?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hialeah Gardens to be higher than in 69% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes46%Inland flooding36%Heat waves6%Everything else12%

By hazard

What Hialeah Gardens faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

46% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

36% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 4 times a year in the area

Heat waves

6% of expected damage

Below average · higher than 27% of U.S. places

Recorded about 6 times a year in the area

Lower here

Coastal floodingTornadoesHailCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hialeah Gardens flood?

Every paid claim on a federal flood insurance policy in Hialeah Gardens, from FEMA’s records.

304paid claims since 1993

$12.3Mpaid to owners

42homes flooded more than once

19932026

Biggest named events

Hurricane Irene: 119 claims, $2.7M
Hurricane Eta: 11 claims, $1.2M
Hurricane Irma: 10 claims, $2.5M

Homes that flooded again and again

■ FEMA “severe repetitive loss” (9) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hialeah Gardens isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dade County.

Disasters that hit Hialeah Gardens

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hialeah Gardens itself: aid to households, or repair grants to the City of Hialeah Gardens.

Brought FEMA money into Hialeah GardensDeclared for Dade County only

2017

Hurricane Irma

4,380 households applied for aid $1.7M aid approved $1.1M to the City of Hialeah Gardens for repairs

2005

Hurricane Wilma

832 households applied for aid $335K aid approved $1.2M to the City of Hialeah Gardens for repairs

2005

Tropical Storm Rita

$6K to the City of Hialeah Gardens for repairs

2005

Hurricane Katrina

$57K to the City of Hialeah Gardens for repairs

2004

Hurricane Frances

12 households applied for aid $16K aid approved $19K to the City of Hialeah Gardens for repairs

2000

Severe Storms and Flooding

$26K to the City of Hialeah Gardens for repairs

1999

Fl-Hurricane Irene-Dr-Req

$19K to the City of Hialeah Gardens for repairs

1999

Hurricane Floyd Emergency Declarations

$2K to the City of Hialeah Gardens for repairs

Dade County has had 35 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Hialeah Gardens

Hialeah Gardens and the towns around it

Very lowLowModerateHighVery high

Hialeah Gardensmostly hurricanesHigh

Hialeahmostly hurricanesHigh

Medleymostly hurricanesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hialeah Gardens covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Hialeah Gardens’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hialeah Gardens. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hialeah Gardens total about $4.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.