Natural hazards · Doral

Doral, FL natural hazards

Most of the natural-hazard damage FEMA expects in Doral comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 138 claims here since 1999. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Doral?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Doral to be higher than in 69% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes52%Inland flooding37%Everything else11%

By hazard

What Doral faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

52% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

37% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Ice stormsWinter weatherAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Doral flood?

Every paid claim on a federal flood insurance policy in Doral, from FEMA’s records.

138paid claims since 1999

$13.0Mpaid to owners

61homes flooded more than once

19992026

Biggest named events

Tropical Storm Alex: 11 claims, $728K
Hurricane Irma: 6 claims, $257K
June South Florida Flooding: 6 claims, $675K

Homes that flooded again and again

Each house = 2 homes. ■ FEMA “severe repetitive loss” (19) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 20% off flood insurance. Doral is in FEMA’s Community Rating System (class 6) for its flood-proofing work.

Insurance rates: Dade County.

What’s been done with FEMA grants

11buildings retrofitted against wind

Disasters that hit Doral

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Doral itself: aid to households, or repair grants to the City of Doral.

Brought FEMA money into DoralDeclared for Dade County only

2024

Hurricane Milton

4 households applied for aid $21K to the City of Doral for repairs

2017

Hurricane Irma

4,405 households applied for aid $1.2M aid approved $881K to the City of Doral for repairs

2008

Tropical Storm Fay

$8K to the City of Doral for repairs

2005

Hurricane Wilma

810 households applied for aid $259K aid approved $576K to the City of Doral for repairs

2005

Hurricane Katrina

$221K to the City of Doral for repairs

2004

Hurricane Frances

5 households applied for aid $6K aid approved $11K to the City of Doral for repairs

Dade County has had 35 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Doral

Doral and the towns around it

Very lowLowModerateHighVery high

Sweetwatermostly inland floodingHigh

Doralmostly hurricanesHigh

Medleymostly hurricanesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Doral covers 13 census tracts, combined by population.

Money that reached townFlood claims are matched to Doral’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Doral. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Doral total about $22.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.