Natural hazards · Manasota Key

Manasota Key, FL natural hazards

Most of the natural-hazard damage FEMA expects in Manasota Key comes from hurricanes, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Manasota Key?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Manasota Key to be higher than in 89% of U.S. communities, mostly from hurricanes.

Hurricanes77%Coastal flooding10%Inland flooding9%Everything else3%

By hazard

What Manasota Key faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

77% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 5 years in the area

Coastal flooding

10% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

9% of expected damage

Well below average · higher than 4% of U.S. places

Recorded about once every 2 years in the area

Lower here

TornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Manasota Key flood?

FEMA's records show no paid flood insurance claims in Manasota Key.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Manasota Key isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Charlotte County.

Disasters that hit Manasota Key

Federal disasters declared here

None of the disasters declared for Charlotte County shows FEMA aid or repair money reaching Manasota Key itself in FEMA’s records.

Brought FEMA money into Manasota KeyDeclared for Charlotte County only

Charlotte County has had 35 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Manasota Key

Manasota Key and the towns around it

Very lowLowModerateHighVery high

Manasota Keymostly hurricanesVery high

Englewoodmostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Manasota Key is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Manasota Key’s own flood-insurance community; household aid to the registrant’s city; repair grants to Manasota Key. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.