Natural hazards · Englewood

Englewood, FL natural hazards

Most of the natural-hazard damage FEMA expects in Englewood comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 2,435 claims here since 1982. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Englewood?

84
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Englewood to be higher than in 84% of U.S. communities, mostly from hurricanes.

Hurricanes75%Inland flooding14%Coastal flooding5%Everything else5%
By hazard

What Englewood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

75% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about once every 5 years in the area

Inland flooding

14% of expected damage
Well below average · higher than 12% of U.S. places
Recorded about once a year in the area

Coastal flooding

5% of expected damage
Well above average · higher than 98% of U.S. places

Lower here

TornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Englewood flood?

Every paid claim on a federal flood insurance policy in Englewood, from FEMA’s records.

2,435paid claims since 1982
$180Mpaid to owners
0homes flooded more than once
19822026

Biggest named events

  • Hurricane Milton: 906 claims, $75.1M
  • Hurricane Helene: 730 claims, $79.3M
  • Hurricane Ian: 274 claims, $19.1M
of homes in flood zones
are insured
of all homes
are insured
No community discount. Englewood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Sarasota County.

What’s been done with FEMA grants

8buildings retrofitted against wind
3homes raised above flood level
Disasters that hit Englewood

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Englewood itself: aid to households, or repair grants to Englewood.

Brought FEMA money into EnglewoodDeclared for Sarasota County only
2024

Hurricane Milton

5,194 households applied for aid $24.8M aid approved
2024

Hurricane Helene

1,798 households applied for aid $13.2M aid approved
2024

Hurricane Debby

95 households applied for aid $91K aid approved
2023

Hurricane Idalia

77 households applied for aid $79K aid approved
2022

Hurricane Ian

11,805 households applied for aid $34.3M aid approved
2017

Hurricane Irma

2,770 households applied for aid $981K aid approved
2012

Tropical Storm Debby

10 households applied for aid $38K aid approved
2004

Hurricane Jeanne

46 households applied for aid $33K aid approved
2004

Hurricane Frances

34 households applied for aid $33K aid approved
2004

Tropical Storm Bonnie and Hurricane Charley

258 households applied for aid $108K aid approved
Sarasota County has had 41 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Englewood

Englewood and the towns around it

Grove City: Very high, mostly hurricanesManasota Key: Very high, mostly hurricanesSouth Venice: Very high, mostly hurricanesNorth Port: Very high, mostly hurricanesVenice Gardens: Very high, mostly hurricanesWarm Mineral Springs: Very high, mostly hurricanesEnglewood: Very high, mostly hurricanes EnglewoodGrove CityManasota KeySouth VeniceNorth Port
Very lowLowModerateHighVery high
North Portmostly hurricanesVery high
Manasota Keymostly hurricanesVery high
Grove Citymostly hurricanesVery high
Englewoodmostly hurricanesVery high
South Venicemostly hurricanesVery high
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Englewood covers 6 census tracts, combined by population.
Money that reached townFlood claims are matched to Englewood’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Englewood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Englewood total about $9.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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