Natural hazards · Haverhill

Haverhill, FL natural hazards

Most of the natural-hazard damage FEMA expects in Haverhill comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 6 claims here since 1998. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Haverhill?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Haverhill to be higher than in 70% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes55%Inland flooding36%Everything else10%

By hazard

What Haverhill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

55% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

36% of expected damage

Below average · higher than 43% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingIce stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Haverhill flood?

Every paid claim on a federal flood insurance policy in Haverhill, from FEMA’s records.

6paid claims since 1998

$70Kpaid to owners

1homes flooded more than once

19982026

Biggest named events

Hurricane Frances: 2 claims, $41K
Torrential rain: 1 claim, $1K
Hurricane Irene: 1 claim, $11K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Haverhill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Palm Beach County.

What’s been done with FEMA grants

1buildings retrofitted against wind

Disasters that hit Haverhill

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Haverhill itself: aid to households, or repair grants to the Town of Haverhill.

Brought FEMA money into HaverhillDeclared for Palm Beach County only

2024

Hurricane Milton

13 households applied for aid

2022

Hurricane Ian

11 households applied for aid $1K aid approved

2017

Hurricane Irma

210 households applied for aid $47K aid approved $25K to the Town of Haverhill for repairs

2005

Hurricane Wilma

138 households applied for aid $108K aid approved $146K to the Town of Haverhill for repairs

2004

Hurricane Jeanne

136 households applied for aid $115K aid approved $118K to the Town of Haverhill for repairs

2004

Hurricane Frances

203 households applied for aid $173K aid approved $86K to the Town of Haverhill for repairs

1999

Fl-Hurricane Irene-Dr-Req

$21K to the Town of Haverhill for repairs

Palm Beach County has had 31 natural disasters declared since 1953, most often hurricanes and freezes.

Around Haverhill

Haverhill and the towns around it

Very lowLowModerateHighVery high

Haverhillmostly hurricanesHigh

Lake Belvedere Estatesmostly hurricanesHigh

Royal Palm Estatesmostly hurricanesHigh

Stacey Streetmostly hurricanesModerate

Westgatemostly hurricanesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Haverhill covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Haverhill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Haverhill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Haverhill total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.