Natural hazards · Royal Palm Estates

Royal Palm Estates, FL natural hazards

Most of the natural-hazard damage FEMA expects in Royal Palm Estates comes from hurricanes, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Royal Palm Estates?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Royal Palm Estates to be higher than in 68% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes57%Inland flooding34%Everything else9%

By hazard

What Royal Palm Estates faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

57% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

34% of expected damage

Below average · higher than 37% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingIce stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Royal Palm Estates flood?

FEMA's records show no paid flood insurance claims in Royal Palm Estates.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Royal Palm Estates isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Palm Beach County.

Disasters that hit Royal Palm Estates

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Royal Palm Estates itself: aid to households, or repair grants to Royal Palm Estates.

Brought FEMA money into Royal Palm EstatesDeclared for Palm Beach County only

2017

Hurricane Irma

2 households applied for aid $1K aid approved

Palm Beach County has had 31 natural disasters declared since 1953, most often hurricanes and freezes.

Around Royal Palm Estates

Royal Palm Estates and the towns around it

Very lowLowModerateHighVery high

Lake Belvedere Estatesmostly hurricanesHigh

Haverhillmostly hurricanesHigh

Royal Palm Estatesmostly hurricanesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Royal Palm Estates is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Royal Palm Estates’s own flood-insurance community; household aid to the registrant’s city; repair grants to Royal Palm Estates. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.