Natural hazards · Westgate

Westgate, FL natural hazards

Most of the natural-hazard damage FEMA expects in Westgate comes from hurricanes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 36 claims here since 1981.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Westgate?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Westgate to be higher than in 53% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes72%Inland flooding19%Everything else10%

By hazard

What Westgate faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

72% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

19% of expected damage

Well below average · higher than 3% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingIce stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Westgate flood?

Every paid claim on a federal flood insurance policy in Westgate, from FEMA’s records.

36paid claims since 1981

$422Kpaid to owners

0homes flooded more than once

19812026

Biggest named events

Hurricane Frances: 16 claims, $184K
Torrential rain: 2 claims, $3K
Hurricane Jeanne: 2 claims, $39K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Westgate isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Palm Beach County.

Disasters that hit Westgate

Federal disasters declared here

None of the disasters declared for Palm Beach County shows FEMA aid or repair money reaching Westgate itself in FEMA’s records.

Brought FEMA money into WestgateDeclared for Palm Beach County only

Palm Beach County has had 31 natural disasters declared since 1953, most often hurricanes and freezes.

Around Westgate

Westgate and the towns around it

Very lowLowModerateHighVery high

Haverhillmostly hurricanesHigh

Westgatemostly hurricanesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Westgate covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Westgate’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Westgate. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Westgate total about $2.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.