Palmetto, FL natural hazards
Most of the natural-hazard damage FEMA expects in Palmetto comes from hurricanes, and overall the risk is very high for a U.S. community. Flood insurance has paid 332 claims here since 1979. 15 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Palmetto?
FEMA expects yearly storm and flood damage to homes and buildings in Palmetto to be higher than in 83% of U.S. communities, mostly from hurricanes.
What Palmetto faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Hurricanes
Inland flooding
Tornadoes
Coastal flooding
Lower here
Not a risk here
Does Palmetto flood?
Every paid claim on a federal flood insurance policy in Palmetto, from FEMA’s records.
Biggest named events
- Hurricane Helene: 202 claims, $15.7M
- Hurricane Milton: 13 claims, $246K
- Torrential rain: 11 claims, $75K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times
are insured
are insured
What’s been done with FEMA grants
15 federal disasters brought FEMA money here
Disasters the President declared that paid out in Palmetto itself: aid to households, or repair grants to the City of Palmetto.
Hurricane Milton
Hurricane Helene
Hurricane Debby
Hurricane Idalia
Hurricane Ian
Hurricane Irma
Hurricane Hermine
Tropical Storm Debby
Tropical Storm Fay
Hurricane Jeanne
Hurricane Ivan
Hurricane Frances
Tropical Storm Bonnie and Hurricane Charley
Severe Storms and Flooding
Severe Storms, Tornadoes and Flooding Associated With Tropical Storm Gabrielle
Palmetto and the towns around it
How to read this page
FEMA’s expected losses across Palmetto total about $8.1M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.