Natural hazards · Deltona

Deltona, FL natural hazards

Most of the natural-hazard damage FEMA expects in Deltona comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 87 claims here since 2003. 17 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Deltona?

78
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Deltona to be higher than in 78% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding43%Hurricanes35%Tornadoes15%Everything else7%
By hazard

What Deltona faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage
Above average · higher than 74% of U.S. places
Recorded about once a year in the area

Hurricanes

35% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about once every 4 years in the area

Tornadoes

15% of expected damage
Above average · higher than 68% of U.S. places

Lower here

HailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingIce stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Deltona flood?

Every paid claim on a federal flood insurance policy in Deltona, from FEMA’s records.

87paid claims since 2003
$5.1Mpaid to owners
14homes flooded more than once
20032026

Biggest named events

  • Hurricane Ian: 52 claims, $4.0M
  • Hurricane Milton: 14 claims, $652K
  • Tropical Storm Fay: 9 claims, $223K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 05% off flood insurance. Deltona is in FEMA’s Community Rating System (class 9) for its flood-proofing work.
Insurance rates: Volusia County.

What’s been done with FEMA grants

7homes raised above flood level
4flood-prone properties bought out and cleared
3buildings retrofitted against wind
1storm safe rooms built
Disasters that hit Deltona

17 federal disasters brought FEMA money here

Disasters the President declared that paid out in Deltona itself: aid to households, or repair grants to the City of Deltona.

Brought FEMA money into DeltonaDeclared for Volusia County only
2024

Hurricane Milton

6,749 households applied for aid $2.0M aid approved $2.0M to the City of Deltona for repairs
2023

Hurricane Idalia

$11K to the City of Deltona for repairs
2022

Hurricane Nicole

403 households applied for aid $237K aid approved $9K to the City of Deltona for repairs
2022

Hurricane Ian

10,404 households applied for aid $6.0M aid approved $4.7M to the City of Deltona for repairs
2019

Hurricane Dorian

$46K to the City of Deltona for repairs
2017

Hurricane Irma

14,362 households applied for aid $3.8M aid approved $3.9M to the City of Deltona for repairs
2016

Hurricane Matthew

1,298 households applied for aid $101K aid approved $1.6M to the City of Deltona for repairs
2009

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

25 households applied for aid $21K aid approved
2008

Tropical Storm Fay

612 households applied for aid $531K aid approved $911K to the City of Deltona for repairs
2007

Severe Storms and Tornadoes

7 households applied for aid
2006

Severe Storms, Tornadoes, and Flooding

1 household applied for aid
2004

Hurricane Jeanne

2,065 households applied for aid $1.2M aid approved $1.8M to the City of Deltona for repairs
2004

Hurricane Ivan

86 households applied for aid $12K aid approved
2004

Hurricane Frances

6,398 households applied for aid $4.5M aid approved $4.2M to the City of Deltona for repairs
2004

Tropical Storm Bonnie and Hurricane Charley

7,378 households applied for aid $3.7M aid approved $3.5M to the City of Deltona for repairs
1999

Fl-Hurricane Irene-Dr-Req

$5K to the City of Deltona for repairs
1999

Hurricane Floyd Major Disaster Declarations

$27K to the City of Deltona for repairs
Volusia County has had 34 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Deltona

Deltona and the towns around it

Orange City: High, mostly inland floodingDeBary: High, mostly inland floodingDeLand: High, mostly hurricanesWest DeLand: High, mostly inland floodingDeLand Southwest: High, mostly hurricanesLake Helen: High, mostly hurricanesDeltona: High, mostly inland flooding DeltonaOrange CityDeBaryDeLand
Very lowLowModerateHighVery high
Deltonamostly inland floodingHigh
Orange Citymostly inland floodingHigh
DeBarymostly inland floodingHigh
DeLandmostly hurricanesHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Deltona covers 16 census tracts, combined by population.
Money that reached townFlood claims are matched to Deltona’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Deltona. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Deltona total about $19.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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