Natural hazards · Orange

Orange, FL natural hazards

Most of the natural-hazard damage FEMA expects in Orange comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 19 claims here since 2004. 15 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Orange?

78
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Orange to be higher than in 78% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding45%Hurricanes37%Tornadoes12%Everything else6%
By hazard

What Orange faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage
Well above average · higher than 75% of U.S. places
Recorded about once a year in the area

Hurricanes

37% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about once every 4 years in the area

Tornadoes

12% of expected damage
Above average · higher than 67% of U.S. places

Lower here

HailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingIce stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Orange flood?

Every paid claim on a federal flood insurance policy in Orange, from FEMA’s records.

19paid claims since 2004
$1.9Mpaid to owners
1homes flooded more than once
20042026

Biggest named events

  • Hurricane Milton: 11 claims, $1.0M
  • Tropical Storm Fay: 3 claims, $603K
  • Hurricane Ian: 2 claims, $185K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Orange isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Volusia County.

What’s been done with FEMA grants

3buildings retrofitted against wind
Disasters that hit Orange

15 federal disasters brought FEMA money here

Disasters the President declared that paid out in Orange itself: aid to households, or repair grants to the City of Orange.

Brought FEMA money into OrangeDeclared for Volusia County only
2024

Hurricane Milton

1,927 households applied for aid $1.5M aid approved $1.1M to the City of Orange for repairs
2022

Hurricane Nicole

56 households applied for aid $17K aid approved $85K to the City of Orange for repairs
2022

Hurricane Ian

2,147 households applied for aid $1.0M aid approved $718K to the City of Orange for repairs
2019

Hurricane Dorian

$49K to the City of Orange for repairs
2017

Hurricane Irma

3,325 households applied for aid $1.1M aid approved $670K to the City of Orange for repairs
2016

Hurricane Matthew

221 households applied for aid $31K aid approved $203K to the City of Orange for repairs
2009

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

6 households applied for aid $9K aid approved $9K to the City of Orange for repairs
2008

Tropical Storm Fay

139 households applied for aid $122K aid approved $160K to the City of Orange for repairs
2007

Severe Storms and Tornadoes

2 households applied for aid
2006

Severe Storms, Tornadoes, and Flooding

1 household applied for aid
2004

Hurricane Jeanne

377 households applied for aid $245K aid approved $184K to the City of Orange for repairs
2004

Hurricane Ivan

19 households applied for aid $5K aid approved
2004

Hurricane Frances

1,153 households applied for aid $823K aid approved $326K to the City of Orange for repairs
2004

Tropical Storm Bonnie and Hurricane Charley

498 households applied for aid $331K aid approved $249K to the City of Orange for repairs
1999

Hurricane Floyd Major Disaster Declarations

$8K to the City of Orange for repairs
Volusia County has had 34 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Orange

Orange and the towns around it

DeBary: High, mostly inland floodingDeltona: High, mostly inland floodingDeLand: High, mostly hurricanesOrange City: High, mostly inland flooding Orange CityDeBaryDeltona
Very lowLowModerateHighVery high
Orange Citymostly inland floodingHigh
Deltonamostly inland floodingHigh
DeBarymostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Orange covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Orange’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Orange. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Orange total about $5.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01