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Natural hazards · DeLand

DeLand, FL natural hazards

Most of the natural-hazard damage FEMA expects in DeLand comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 16 claims here since 2001. 17 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is DeLand?

73
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in DeLand to be higher than in 73% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes41%Inland flooding38%Tornadoes13%Everything else8%
By hazard

What DeLand faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

41% of expected damage
Well above average · higher than 92% of U.S. places
Recorded about once every 4 years in the area

Inland flooding

38% of expected damage
Above average · higher than 56% of U.S. places
Recorded about once a year in the area

Tornadoes

13% of expected damage
Above average · higher than 67% of U.S. places

Lower here

HailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingIce stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does DeLand flood?

Every paid claim on a federal flood insurance policy in DeLand, from FEMA’s records.

16paid claims since 2001
$1.2Mpaid to owners
2homes flooded more than once
20012026

Biggest named events

  • Hurricane Milton: 5 claims, $831K
  • Hurricane Ian: 3 claims, $33K
  • Low pressure system: 1 claim, $5K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. DeLand isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Volusia County.

What’s been done with FEMA grants

9buildings retrofitted against wind
2flood-prone properties bought out and cleared
1homes raised above flood level
Disasters that hit DeLand

17 federal disasters brought FEMA money here

Disasters the President declared that paid out in DeLand itself: aid to households, or repair grants to the City of DeLand.

Brought FEMA money into DeLandDeclared for Volusia County only
2024

Hurricane Milton

5,304 households applied for aid $4.3M aid approved $675K to the City of DeLand for repairs
2023

Hurricane Idalia

$107K to the City of DeLand for repairs
2022

Hurricane Nicole

215 households applied for aid $133K aid approved $47K to the City of DeLand for repairs
2022

Hurricane Ian

5,875 households applied for aid $3.7M aid approved $1.6M to the City of DeLand for repairs
2019

Hurricane Dorian

$52K to the City of DeLand for repairs
2017

Hurricane Irma

6,358 households applied for aid $2.4M aid approved $1.8M to the City of DeLand for repairs
2016

Hurricane Matthew

665 households applied for aid $290K aid approved $760K to the City of DeLand for repairs
2009

Severe Storms, Flooding, Tornadoes, and Straight-Line Winds

33 households applied for aid $46K aid approved
2008

Tropical Storm Fay

182 households applied for aid $139K aid approved $104K to the City of DeLand for repairs
2007

Severe Storms and Tornadoes

873 households applied for aid $1.9M aid approved $81K to the City of DeLand for repairs
2006

Severe Storms, Tornadoes, and Flooding

196 households applied for aid $834K aid approved
2004

Hurricane Jeanne

1,504 households applied for aid $1.8M aid approved $734K to the City of DeLand for repairs
2004

Hurricane Ivan

49 households applied for aid $1K aid approved
2004

Hurricane Frances

4,287 households applied for aid $4.0M aid approved $1.5M to the City of DeLand for repairs
2004

Tropical Storm Bonnie and Hurricane Charley

869 households applied for aid $684K aid approved $346K to the City of DeLand for repairs
1999

Fl-Hurricane Irene-Dr-Req

$2K to the City of DeLand for repairs
1999

Hurricane Floyd Major Disaster Declarations

$14K to the City of DeLand for repairs
Volusia County has had 34 natural disasters declared since 1953, most often hurricanes and severe storms.
Around DeLand

DeLand and the towns around it

West DeLand: High, mostly inland floodingDeLand Southwest: High, mostly hurricanesLake Helen: High, mostly hurricanesDeltona: High, mostly inland floodingOrange City: High, mostly inland floodingDeBary: High, mostly inland floodingDeLand: High, mostly hurricanes DeLandWest DeLandDeLand SouthwestLake HelenDeltona
Very lowLowModerateHighVery high
West DeLandmostly inland floodingHigh
Deltonamostly inland floodingHigh
Lake Helenmostly hurricanesHigh
DeLandmostly hurricanesHigh
DeLand Southwestmostly hurricanesHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. DeLand covers 6 census tracts, combined by population.
Money that reached townFlood claims are matched to DeLand’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of DeLand. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across DeLand total about $11.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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