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Natural hazards · Deerfield Beach

Deerfield Beach, FL natural hazards

Most of the natural-hazard damage FEMA expects in Deerfield Beach comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 138 claims here since 1979. 13 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Deerfield Beach?

74
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Deerfield Beach to be higher than in 74% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes49%Inland flooding41%Everything else10%
By hazard

What Deerfield Beach faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

49% of expected damage
Well above average · higher than 94% of U.S. places
Recorded about once every 3 years in the area

Inland flooding

41% of expected damage
Above average · higher than 58% of U.S. places
Recorded about 2 times a year in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Ice stormsWinter weatherAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Deerfield Beach flood?

Every paid claim on a federal flood insurance policy in Deerfield Beach, from FEMA’s records.

138paid claims since 1979
$3.8Mpaid to owners
11homes flooded more than once
19792026

Biggest named events

  • Hurricane Irene: 17 claims, $46K
  • Hurricane Eta: 9 claims, $559K
  • Hurricane Irma: 9 claims, $127K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 10% off flood insurance. Deerfield Beach is in FEMA’s Community Rating System (class 8) for its flood-proofing work.
Insurance rates: Broward County.

What’s been done with FEMA grants

18storm safe rooms built
7buildings retrofitted against wind
Disasters that hit Deerfield Beach

13 federal disasters brought FEMA money here

Disasters the President declared that paid out in Deerfield Beach itself: aid to households, or repair grants to the City of Deerfield Beach.

Brought FEMA money into Deerfield BeachDeclared for Broward County only
2024

Hurricane Milton

14 households applied for aid $43K to the City of Deerfield Beach for repairs
2023

Severe Storms, Tornadoes, and Flooding

143 households applied for aid $89K aid approved
2022

Hurricane Ian

1 household applied for aid
2019

Hurricane Dorian

$48K to the City of Deerfield Beach for repairs
2017

Hurricane Irma

7,607 households applied for aid $2.6M aid approved $2.1M to the City of Deerfield Beach for repairs
2016

Hurricane Matthew

$71K to the City of Deerfield Beach for repairs
2008

Tropical Storm Fay

$12K to the City of Deerfield Beach for repairs
2005

Hurricane Wilma

6,953 households applied for aid $4.0M aid approved $11.9M to the City of Deerfield Beach for repairs
2005

Tropical Storm Rita

$5K to the City of Deerfield Beach for repairs
2005

Hurricane Katrina

$289K to the City of Deerfield Beach for repairs
2004

Hurricane Jeanne

1 household applied for aid $1K aid approved $399K to the City of Deerfield Beach for repairs
2004

Hurricane Frances

870 households applied for aid $783K aid approved $2.4M to the City of Deerfield Beach for repairs
1999

Fl-Hurricane Irene-Dr-Req

$68K to the City of Deerfield Beach for repairs
Broward County has had 34 natural disasters declared since 1953, most often hurricanes and freezes.
Around Deerfield Beach

Deerfield Beach and the towns around it

Boca Raton: High, mostly hurricanesPompano Beach: High, mostly hurricanesLighthouse Point: High, mostly hurricanesHillsboro Beach: High, mostly hurricanesHighland Beach: Very high, mostly hurricanesDelray Beach: High, mostly hurricanesFort Lauderdale: High, mostly inland floodingLauderdale-by-the-Sea: High, mostly hurricanesDeerfield Beach: High, mostly hurricanes Deerfield BeachBoca RatonPompano BeachLighthouse PointHillsboro Beach
Very lowLowModerateHighVery high
Lighthouse Pointmostly hurricanesHigh
Boca Ratonmostly hurricanesHigh
Deerfield Beachmostly hurricanesHigh
Pompano Beachmostly hurricanesHigh
Hillsboro Beachmostly hurricanesHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Deerfield Beach covers 18 census tracts, combined by population.
Money that reached townFlood claims are matched to Deerfield Beach’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Deerfield Beach. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Deerfield Beach total about $29.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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