Boca Raton, FL natural hazards
Most of the natural-hazard damage FEMA expects in Boca Raton comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 278 claims here since 1979. 13 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Boca Raton?
FEMA expects yearly storm and flood damage to homes and buildings in Boca Raton to be higher than in 76% of U.S. communities, mostly from hurricanes and inland flooding.
What Boca Raton faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Hurricanes
Inland flooding
Lower here
Not a risk here
Does Boca Raton flood?
Every paid claim on a federal flood insurance policy in Boca Raton, from FEMA’s records.
Biggest named events
- Hurricane Irene: 22 claims, $89K
- Hurricane Irma: 12 claims, $1.1M
- Hurricane Frances: 10 claims, $102K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times
are insured
are insured
What’s been done with FEMA grants
13 federal disasters brought FEMA money here
Disasters the President declared that paid out in Boca Raton itself: aid to households, or repair grants to the City of Boca Raton.
Hurricane Milton
Hurricane Nicole
Hurricane Ian
Hurricane Dorian
Hurricane Irma
Hurricane Matthew
Tropical Storm Fay
Hurricane Wilma
Hurricane Jeanne
Hurricane Ivan
Hurricane Frances
Fl-Hurricane Irene-Dr-Req
Hurricane Floyd Major Disaster Declarations
Boca Raton and the towns around it
How to read this page
FEMA’s expected losses across Boca Raton total about $52.9M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.