Natural hazards · Lighthouse Point

Lighthouse Point, FL natural hazards

Most of the natural-hazard damage FEMA expects in Lighthouse Point comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 76 claims here since 1979. 12 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lighthouse Point?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lighthouse Point to be higher than in 79% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes44%Inland flooding38%Coastal flooding12%Everything else6%

By hazard

What Lighthouse Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

44% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

38% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 2 times a year in the area

Coastal flooding

12% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

TornadoesHailCold wavesHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherWildfireDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lighthouse Point flood?

Every paid claim on a federal flood insurance policy in Lighthouse Point, from FEMA’s records.

76paid claims since 1979

$667Kpaid to owners

2homes flooded more than once

19792026

Biggest named events

Hurricane Irene: 5 claims, $28K
Hurricane Wilma: 3 claims, $14K
Hurricane Frances: 2 claims, $104K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 15% off flood insurance. Lighthouse Point is in FEMA’s Community Rating System (class 7) for its flood-proofing work.

Insurance rates: Broward County.

What’s been done with FEMA grants

9buildings retrofitted against wind

Disasters that hit Lighthouse Point

12 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lighthouse Point itself: aid to households, or repair grants to the City of Lighthouse Point.

Brought FEMA money into Lighthouse PointDeclared for Broward County only

2024

Hurricane Milton

1 household applied for aid

2023

Severe Storms, Tornadoes, and Flooding

7 households applied for aid $34K aid approved

2019

Hurricane Dorian

$104K to the City of Lighthouse Point for repairs

2017

Hurricane Irma

793 households applied for aid $208K aid approved $804K to the City of Lighthouse Point for repairs

2016

Hurricane Matthew

$50K to the City of Lighthouse Point for repairs

2008

Tropical Storm Fay

$11K to the City of Lighthouse Point for repairs

2005

Hurricane Wilma

1,331 households applied for aid $734K aid approved $2.5M to the City of Lighthouse Point for repairs

2005

Hurricane Katrina

$137K to the City of Lighthouse Point for repairs

2004

Hurricane Jeanne

$52K to the City of Lighthouse Point for repairs

2004

Hurricane Frances

73 households applied for aid $66K aid approved $267K to the City of Lighthouse Point for repairs

1999

Fl-Hurricane Irene-Dr-Req

$39K to the City of Lighthouse Point for repairs

1999

Hurricane Floyd Emergency Declarations

$2K to the City of Lighthouse Point for repairs

Broward County has had 34 natural disasters declared since 1953, most often hurricanes and freezes.

Around Lighthouse Point

Lighthouse Point and the towns around it

Very lowLowModerateHighVery high

Lighthouse Pointmostly hurricanesHigh

Deerfield Beachmostly hurricanesHigh

Pompano Beachmostly hurricanesHigh

Hillsboro Beachmostly hurricanesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lighthouse Point covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Lighthouse Point’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lighthouse Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lighthouse Point total about $4.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.