Natural hazards · Citrus Hills

Citrus Hills, FL natural hazards

Most of the natural-hazard damage FEMA expects in Citrus Hills comes from hurricanes, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Citrus Hills?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Citrus Hills to be higher than in 94% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes76%Inland flooding16%Everything else8%

By hazard

What Citrus Hills faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

76% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

16% of expected damage

Below average · higher than 46% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingIce stormsWinter weatherAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Citrus Hills flood?

FEMA's records show no paid flood insurance claims in Citrus Hills.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Citrus Hills isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Citrus County.

Disasters that hit Citrus Hills

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Citrus Hills itself: aid to households, or repair grants to Citrus Hills.

Brought FEMA money into Citrus HillsDeclared for Citrus County only

2024

Hurricane Helene

1 household applied for aid $1K aid approved

Citrus County has had 34 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Citrus Hills

Citrus Hills and the towns around it

Very lowLowModerateHighVery high

Hernandomostly hurricanesVery high

Pine Ridgemostly hurricanesVery high

Citrus Hillsmostly hurricanesVery high

Lecantomostly hurricanesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Citrus Hills covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Citrus Hills’s own flood-insurance community; household aid to the registrant’s city; repair grants to Citrus Hills. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Citrus Hills total about $12.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.