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Natural hazards · Lecanto

Lecanto, FL natural hazards

Most of the natural-hazard damage FEMA expects in Lecanto comes from hurricanes, and overall the risk is very high for a U.S. community. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Lecanto?

92
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lecanto to be higher than in 92% of U.S. communities, mostly from hurricanes.

Hurricanes85%Inland flooding8%Everything else6%
By hazard

What Lecanto faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

85% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about once every 4 years in the area

Inland flooding

8% of expected damage
Well below average · higher than 5% of U.S. places
Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lecanto flood?

FEMA's records show no paid flood insurance claims in Lecanto.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Lecanto isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Citrus County.

What’s been done with FEMA grants

3buildings retrofitted against wind
Disasters that hit Lecanto

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lecanto itself: aid to households, or repair grants to Lecanto.

Brought FEMA money into LecantoDeclared for Citrus County only
2024

Hurricane Milton

169 households applied for aid $144K aid approved
2024

Hurricane Helene

131 households applied for aid $171K aid approved
2024

Hurricane Debby

15 households applied for aid $15K aid approved
2023

Hurricane Idalia

73 households applied for aid $24K aid approved
2017

Hurricane Irma

589 households applied for aid $175K aid approved
2016

Hurricane Hermine

5 households applied for aid
2012

Tropical Storm Debby

37 households applied for aid $74K aid approved
2004

Hurricane Jeanne

100 households applied for aid $68K aid approved
2004

Hurricane Ivan

3 households applied for aid
2004

Hurricane Frances

185 households applied for aid $144K aid approved
Citrus County has had 34 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Lecanto

Lecanto and the towns around it

Homosassa Springs: Very high, mostly hurricanesCitrus Hills: Very high, mostly hurricanesPine Ridge: Very high, mostly hurricanesSugarmill Woods: Very high, mostly hurricanesBlack Diamond: Very high, mostly hurricanesHomosassa: Very high, mostly coastal floodingCrystal River: Very high, mostly hurricanesHernando: Very high, mostly hurricanesBeverly Hills: Very high, mostly hurricanesCitrus Springs: Very high, mostly hurricanesLecanto: Very high, mostly hurricanes LecantoHomosassa SpringsCitrus HillsPine RidgeSugarmill WoodsBlack Diamond
Very lowLowModerateHighVery high
Sugarmill Woodsmostly hurricanesVery high
Homosassa Springsmostly hurricanesVery high
Pine Ridgemostly hurricanesVery high
Black Diamondmostly hurricanesVery high
Citrus Hillsmostly hurricanesVery high
Lecantomostly hurricanesVery high
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lecanto covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Lecanto’s own flood-insurance community; household aid to the registrant’s city; repair grants to Lecanto. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lecanto total about $2.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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