Natural hazards · Bayonet Point

Bayonet Point, FL natural hazards

Most of the natural-hazard damage FEMA expects in Bayonet Point comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 59 claims here since 1985. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Bayonet Point?

66
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bayonet Point to be higher than in 66% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding42%Hurricanes39%Tornadoes15%Everything else5%
By hazard

What Bayonet Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage
Above average · higher than 55% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

39% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about once every 4 years in the area

Tornadoes

15% of expected damage
Above average · higher than 60% of U.S. places

Lower here

Coastal floodingHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Bayonet Point flood?

Every paid claim on a federal flood insurance policy in Bayonet Point, from FEMA’s records.

59paid claims since 1985
$1.4Mpaid to owners
0homes flooded more than once
19852026

Biggest named events

  • Tropical Storm Debby: 15 claims, $425K
  • Hurricane Hermine: 8 claims, $165K
  • Hurricane Elena: 4 claims, $30K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Bayonet Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Pasco County.
Disasters that hit Bayonet Point

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bayonet Point itself: aid to households, or repair grants to Bayonet Point.

Brought FEMA money into Bayonet PointDeclared for Pasco County only
2024

Hurricane Milton

13 households applied for aid $9K aid approved
2024

Hurricane Helene

3 households applied for aid $4K aid approved
2023

Hurricane Idalia

3 households applied for aid $2K aid approved
2022

Hurricane Ian

5 households applied for aid
2017

Hurricane Irma

34 households applied for aid $12K aid approved
2012

Tropical Storm Debby

3 households applied for aid
2004

Hurricane Jeanne

8 households applied for aid
2004

Hurricane Ivan

1 household applied for aid
2004

Hurricane Frances

2 households applied for aid
Pasco County has had 38 natural disasters declared since 1953, most often hurricanes and severe storms.
Around Bayonet Point

Bayonet Point and the towns around it

Hudson: High, mostly hurricanesJasmine Estates: High, mostly hurricanesPort Richey: High, mostly hurricanesNew Port Richey East: Moderate, mostly hurricanesBayonet Point: High, mostly inland flooding Bayonet PointHudsonJasmine Estates
Very lowLowModerateHighVery high
Hudsonmostly hurricanesHigh
Bayonet Pointmostly inland floodingHigh
Jasmine Estatesmostly hurricanesHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bayonet Point covers 6 census tracts, combined by population.
Money that reached townFlood claims are matched to Bayonet Point’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Bayonet Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bayonet Point total about $6.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01