Natural hazards · Hudson

Hudson, FL natural hazards

Most of the natural-hazard damage FEMA expects in Hudson comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 3,954 claims here since 1978. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Hudson?

73
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hudson to be higher than in 73% of U.S. communities, mostly from hurricanes and coastal flooding.

Hurricanes36%Coastal flooding28%Inland flooding24%Tornadoes10%Everything else3%
By hazard

What Hudson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

36% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about once every 4 years in the area

Coastal flooding

28% of expected damage
Well above average · among the top 1% of U.S. places

Inland flooding

24% of expected damage
Well below average · higher than 21% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

10% of expected damage
Above average · higher than 60% of U.S. places

Lower here

HailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hudson flood?

Every paid claim on a federal flood insurance policy in Hudson, from FEMA’s records.

3,954paid claims since 1978
$205Mpaid to owners
0homes flooded more than once
19782026

Biggest named events

  • Blizzard of 1993: 1,300 claims, $35.2M
  • Hurricane Helene: 1,186 claims, $122M
  • Hurricane Josephine: 462 claims, $5.9M
of homes in flood zones
are insured
of all homes
are insured
No community discount. Hudson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Pasco County.

What’s been done with FEMA grants

40homes raised above flood level
8flood-prone properties bought out and cleared
2buildings retrofitted against wind
1flood-prone homes bought out and moved
Disasters that hit Hudson

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hudson itself: aid to households, or repair grants to Hudson.

Brought FEMA money into HudsonDeclared for Pasco County only
2024

Hurricane Milton

3,590 households applied for aid $3.6M aid approved
2024

Hurricane Helene

4,547 households applied for aid $33.7M aid approved
2023

Hurricane Idalia

1,337 households applied for aid $4.6M aid approved
2022

Hurricane Ian

547 households applied for aid $189K aid approved
2017

Hurricane Irma

3,798 households applied for aid $1.2M aid approved
2016

Hurricane Hermine

322 households applied for aid $793K aid approved
2012

Tropical Storm Debby

302 households applied for aid $640K aid approved
2004

Hurricane Jeanne

557 households applied for aid $816K aid approved
2004

Hurricane Ivan

20 households applied for aid $3K aid approved
2004

Hurricane Frances

425 households applied for aid $630K aid approved
2004

Tropical Storm Bonnie and Hurricane Charley

45 households applied for aid $60K aid approved
Pasco County has had 38 natural disasters declared since 1953, most often hurricanes and severe storms.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hudson covers 5 census tracts, combined by population.
Money that reached townFlood claims are matched to Hudson’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Hudson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hudson total about $7.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01