Natural hazards · Jasmine Estates

Jasmine Estates, FL natural hazards

Most of the natural-hazard damage FEMA expects in Jasmine Estates comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 47 claims here since 1980. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Jasmine Estates?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jasmine Estates to be higher than in 64% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes40%Inland flooding38%Tornadoes17%Everything else6%

By hazard

What Jasmine Estates faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

40% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

38% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

17% of expected damage

Above average · higher than 60% of U.S. places

Lower here

Coastal floodingHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Jasmine Estates flood?

Every paid claim on a federal flood insurance policy in Jasmine Estates, from FEMA’s records.

47paid claims since 1980

$1.7Mpaid to owners

0homes flooded more than once

19802026

Biggest named events

Tropical Storm Debby: 11 claims, $644K
Hurricane Hermine: 4 claims, $186K
Hurricane Frances: 3 claims, $8K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Jasmine Estates isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pasco County.

Disasters that hit Jasmine Estates

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Jasmine Estates itself: aid to households, or repair grants to Jasmine Estates.

Brought FEMA money into Jasmine EstatesDeclared for Pasco County only

2017

Hurricane Irma

8 households applied for aid $500 aid approved

Pasco County has had 38 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Jasmine Estates

Jasmine Estates and the towns around it

Very lowLowModerateHighVery high

Port Richeymostly hurricanesHigh

Bayonet Pointmostly inland floodingHigh

Jasmine Estatesmostly hurricanesHigh

New Port Richey Eastmostly hurricanesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jasmine Estates covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Jasmine Estates’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Jasmine Estates. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Jasmine Estates total about $4.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.