Natural hazards · Aventura

Aventura, FL natural hazards

Most of the natural-hazard damage FEMA expects in Aventura comes from hurricanes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 236 claims here since 1999. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Aventura?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Aventura to be higher than in 47% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes56%Inland flooding25%Everything else19%

By hazard

What Aventura faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

56% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

25% of expected damage

Well below average · higher than 2% of U.S. places

Recorded about 4 times a year in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Aventura flood?

Every paid claim on a federal flood insurance policy in Aventura, from FEMA’s records.

236paid claims since 1999

$17.3Mpaid to owners

39homes flooded more than once

19992026

Biggest named events

June South Florida Flooding: 88 claims, $9.2M
Hurricane Irma: 14 claims, $583K
April Florida Flooding: 2 claims, $12K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (16) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 20% off flood insurance. Aventura is in FEMA’s Community Rating System (class 6) for its flood-proofing work.

Insurance rates: Dade County.

What’s been done with FEMA grants

2buildings retrofitted against wind

1buildings floodproofed

Disasters that hit Aventura

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Aventura itself: aid to households, or repair grants to the City of Aventura.

Brought FEMA money into AventuraDeclared for Dade County only

2024

Hurricane Milton

1 household applied for aid

2017

Hurricane Irma

2,225 households applied for aid $698K aid approved $1.4M to the City of Aventura for repairs

2008

Tropical Storm Fay

$32K to the City of Aventura for repairs

2005

Hurricane Wilma

659 households applied for aid $138K aid approved $1.3M to the City of Aventura for repairs

2005

Hurricane Katrina

$231K to the City of Aventura for repairs

2004

Hurricane Frances

8 households applied for aid $8K aid approved $130K to the City of Aventura for repairs

2003

Severe Storms and Tornadoes

1 household applied for aid

2000

Severe Storms and Flooding

$60K to the City of Aventura for repairs

1999

Fl-Hurricane Irene-Dr-Req

$66K to the City of Aventura for repairs

1999

Hurricane Floyd Emergency Declarations

$16K to the City of Aventura for repairs

Dade County has had 35 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Aventura

Aventura and the towns around it

Very lowLowModerateHighVery high

Golden Beachmostly hurricanesHigh

Ojusmostly hurricanesHigh

North Miami Beachmostly hurricanesHigh

Hallandale Beachmostly hurricanesModerate

Sunny Isles Beachmostly hurricanesModerate

Aventuramostly hurricanesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Aventura covers 12 census tracts, combined by population.

Money that reached townFlood claims are matched to Aventura’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Aventura. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Aventura total about $8.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.