Natural hazards · Ojus

Ojus, FL natural hazards

Most of the natural-hazard damage FEMA expects in Ojus comes from hurricanes, and overall the risk is high for a U.S. community. Flood insurance has paid 789 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ojus?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ojus to be higher than in 68% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes46%Inland flooding37%Everything else16%

By hazard

What Ojus faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

46% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 3 years in the area

Inland flooding

37% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 4 times a year in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Ice stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ojus flood?

Every paid claim on a federal flood insurance policy in Ojus, from FEMA’s records.

789paid claims since 1979

$22.6Mpaid to owners

0homes flooded more than once

19792026

Biggest named events

June South Florida Flooding: 96 claims, $7.7M
Hurricane Irene: 56 claims, $279K
Hurricane Irma: 11 claims, $466K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ojus isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dade County.

Disasters that hit Ojus

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Ojus itself: aid to households, or repair grants to Ojus.

Brought FEMA money into OjusDeclared for Dade County only

2017

Hurricane Irma

98 households applied for aid $25K aid approved

Dade County has had 35 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Ojus

Ojus and the towns around it

Very lowLowModerateHighVery high

Ives Estatesmostly hurricanesHigh

Ojusmostly hurricanesHigh

North Miami Beachmostly hurricanesHigh

Hallandale Beachmostly hurricanesModerate

Aventuramostly hurricanesModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ojus covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Ojus’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Ojus. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ojus total about $5.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.