Natural hazards · Alafaya

Alafaya, FL natural hazards

Most of the natural-hazard damage FEMA expects in Alafaya comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 17 claims here since 2004. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Alafaya?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Alafaya to be higher than in 59% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding49%Hurricanes17%Cold waves13%Tornadoes10%Strong wind6%Everything else5%

By hazard

What Alafaya faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Above average · higher than 61% of U.S. places

Recorded about once every 3 years in the area

Hurricanes

17% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 4 years in the area

Cold waves

13% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 67% of U.S. places

Strong wind

6% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Lower here

HailHeat wavesWildfireEarthquakesLightningDrought

Not a risk here

Coastal floodingIce stormsWinter weatherLandslidesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Alafaya flood?

Every paid claim on a federal flood insurance policy in Alafaya, from FEMA’s records.

17paid claims since 2004

$246Kpaid to owners

0homes flooded more than once

20042026

Biggest named events

Hurricane Ian: 12 claims, $224K
Hurricane Nicole: 2 claims, $17K
Tropical Storm Fay: 1 claim, $2K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Alafaya isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Orange County.

Disasters that hit Alafaya

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Alafaya itself: aid to households, or repair grants to Alafaya.

Brought FEMA money into AlafayaDeclared for Orange County only

2024

Hurricane Milton

4 households applied for aid $1K aid approved

2022

Hurricane Ian

10 households applied for aid $9K aid approved

2017

Hurricane Irma

4 households applied for aid

2008

Tropical Storm Fay

1 household applied for aid $4K aid approved

Orange County has had 30 natural disasters declared since 1953, most often hurricanes and fires.

Around Alafaya

Alafaya and the towns around it

Very lowLowModerateHighVery high

Wedgefieldmostly inland floodingHigh

Union Parkmostly inland floodingHigh

Alafayamostly inland floodingModerate

Orlandomostly inland floodingModerate

Bithlomostly inland floodingModerate

Universitymostly hurricanesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Alafaya covers 15 census tracts, combined by population.

Money that reached townFlood claims are matched to Alafaya’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Alafaya. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Alafaya total about $22.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.