Natural hazards · Wedgefield

Wedgefield, FL natural hazards

Most of the natural-hazard damage FEMA expects in Wedgefield comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 2019. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wedgefield?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wedgefield to be higher than in 71% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding39%Wildfire21%Hurricanes14%Cold waves10%Tornadoes8%Strong wind5%Everything else3%

By hazard

What Wedgefield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once every 3 years in the area

Wildfire

21% of expected damage

Well above average · higher than 98% of U.S. places

Hurricanes

14% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 4 years in the area

Cold waves

10% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 78 years in the area

Strong wind

5% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once a year in the area

Lower here

HailHeat wavesEarthquakesLandslidesLightning

Not a risk here

Coastal floodingIce stormsWinter weatherDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wedgefield flood?

Every paid claim on a federal flood insurance policy in Wedgefield, from FEMA’s records.

3paid claims since 2019

$40Kpaid to owners

0homes flooded more than once

20192026

Biggest named events

Hurricane Ian: 2 claims, $19K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Wedgefield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Orange County.

Disasters that hit Wedgefield

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Wedgefield itself: aid to households, or repair grants to Wedgefield.

Brought FEMA money into WedgefieldDeclared for Orange County only

2017

Hurricane Irma

1 household applied for aid

Orange County has had 30 natural disasters declared since 1953, most often hurricanes and fires.

Around Wedgefield

Wedgefield and the towns around it

Very lowLowModerateHighVery high

Wedgefieldmostly inland floodingHigh

Alafayamostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wedgefield covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Wedgefield’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Wedgefield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Wedgefield total about $3.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.