Natural hazards · Union Park

Union Park, FL natural hazards

Most of the natural-hazard damage FEMA expects in Union Park comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 6 claims here since 1991. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Union Park?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Union Park to be higher than in 64% of U.S. communities, mostly from inland flooding.

Inland flooding48%Cold waves15%Hurricanes15%Tornadoes11%Strong wind6%Everything else6%

By hazard

What Union Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 3 years in the area

Cold waves

15% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

15% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

11% of expected damage

Above average · higher than 67% of U.S. places

Strong wind

6% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Lower here

HailHeat wavesWildfireEarthquakesLightning

Not a risk here

Coastal floodingIce stormsWinter weatherLandslidesDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Union Park flood?

Every paid claim on a federal flood insurance policy in Union Park, from FEMA’s records.

6paid claims since 1991

$104Kpaid to owners

0homes flooded more than once

19912026

Biggest named events

Hurricane Ian: 2 claims, $67K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Union Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Orange County.

Disasters that hit Union Park

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Union Park itself: aid to households, or repair grants to Union Park.

Brought FEMA money into Union ParkDeclared for Orange County only

2022

Hurricane Ian

7 households applied for aid $1K aid approved

2017

Hurricane Irma

2 households applied for aid $1K aid approved

2004

Tropical Storm Bonnie and Hurricane Charley

8 households applied for aid $3K aid approved

Orange County has had 30 natural disasters declared since 1953, most often hurricanes and fires.

Around Union Park

Union Park and the towns around it

Very lowLowModerateHighVery high

Union Parkmostly inland floodingHigh

Alafayamostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Union Park covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Union Park’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Union Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Union Park total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.