Natural hazards · Parker

Parker, CO natural hazards

Most of the natural-hazard damage FEMA expects in Parker comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2023. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Parker?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Parker to be higher than in 53% of U.S. communities, mostly from inland flooding.

Inland flooding57%Tornadoes14%Hail11%Lightning8%Everything else11%

By hazard

What Parker faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 87% of U.S. places

Hail

11% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 8 times a year in the area

Lightning

8% of expected damage

Well above average · higher than 84% of U.S. places

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Parker flood?

Every paid claim on a federal flood insurance policy in Parker, from FEMA’s records.

2paid claims since 2023

$16Kpaid to owners

0homes flooded more than once

20232026

of homes in flood zones
are insured

of all homes
are insured

🏷️ 25% off flood insurance. Parker is in FEMA’s Community Rating System (class 5) for its flood-proofing work.

Insurance rates: Douglas County.

Disasters that hit Parker

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Parker itself: aid to households, or repair grants to the Town of Parker.

Brought FEMA money into ParkerDeclared for Douglas County only

2006

Snow

$219K to the Town of Parker for repairs

2003

Snow

$66K to the Town of Parker for repairs

Douglas County has had 11 natural disasters declared since 1953, most often floods and fires.

Around Parker

Parker and the towns around it

Very lowLowModerateHighVery high

Stonegatemostly inland floodingModerate

Parkermostly inland floodingModerate

Auroramostly hailModerate

Stepping Stonemostly inland floodingModerate

Grand View Estatesmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Parker covers 7 census tracts, combined by population.

Money that reached townFlood claims are matched to Parker’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Parker. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Parker total about $11.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.