Natural hazards · Stonegate

Stonegate, CO natural hazards

Most of the natural-hazard damage FEMA expects in Stonegate comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stonegate?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stonegate to be higher than in 56% of U.S. communities, mostly from inland flooding.

Inland flooding58%Tornadoes14%Hail11%Lightning7%Everything else10%

By hazard

What Stonegate faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 87% of U.S. places

Hail

11% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 8 times a year in the area

Lightning

7% of expected damage

Well above average · higher than 84% of U.S. places

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stonegate flood?

FEMA's records show no paid flood insurance claims in Stonegate.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stonegate isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Douglas County.

Disasters that hit Stonegate

Federal disasters declared here

None of the disasters declared for Douglas County shows FEMA aid or repair money reaching Stonegate itself in FEMA’s records.

Brought FEMA money into StonegateDeclared for Douglas County only

Douglas County has had 11 natural disasters declared since 1953, most often floods and fires.

Around Stonegate

Stonegate and the towns around it

Very lowLowModerateHighVery high

Stonegatemostly inland floodingModerate

Parkermostly inland floodingModerate

Grand View Estatesmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stonegate covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Stonegate’s own flood-insurance community; household aid to the registrant’s city; repair grants to Stonegate. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Stonegate total about $4.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.