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Natural hazards · Aurora

Aurora, CO natural hazards

Most of the natural-hazard damage FEMA expects in Aurora comes from hail, and overall the risk is moderate for a U.S. community. Flood insurance has paid 35 claims here since 1991. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Aurora?

47
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Aurora to be higher than in 47% of U.S. communities, mostly from hail and inland flooding.

Hail38%Inland flooding32%Tornadoes13%Cold waves8%Everything else9%
By hazard

What Aurora faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

38% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 8 times a year in the area

Inland flooding

32% of expected damage
Well below average · higher than 21% of U.S. places
Recorded about once a year in the area

Tornadoes

13% of expected damage
Well above average · higher than 83% of U.S. places

Cold waves

8% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about once a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Aurora flood?

Every paid claim on a federal flood insurance policy in Aurora, from FEMA’s records.

35paid claims since 1991
$338Kpaid to owners
3homes flooded more than once
19912026

Biggest named events

  • Late summer storms: 21 claims, $276K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 15% off flood insurance. Aurora is in FEMA’s Community Rating System (class 7) for its flood-proofing work.
Insurance rates: Arapahoe County.
Disasters that hit Aurora

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Aurora itself: aid to households, or repair grants to the City of Aurora.

Brought FEMA money into AuroraDeclared for Arapahoe County only
2013

Severe Storms, Flooding, Landslides, and Mudslides

2,787 households applied for aid $3.8M aid approved $2.1M to the City of Aurora for repairs
2006

Snow

$503K to the City of Aurora for repairs
2003

Snow

$268K to the City of Aurora for repairs
Arapahoe County has had 9 natural disasters declared since 1953, most often floods and winter storms.
Around Aurora

Aurora and the towns around it

Centennial: Moderate, mostly hailDenver: High, mostly inland floodingWatkins: High, mostly hailParker: Moderate, mostly inland floodingFoxfield: Moderate, mostly inland floodingAetna Estates: Moderate, mostly hailFour Square Mile: Moderate, mostly inland floodingDove Valley: Low, mostly hailGreenwood Village: Low, mostly hailLittleton: Moderate, mostly inland floodingInverness: Low, mostly hailCherry Creek: Moderate, mostly inland floodingHighlands Ranch: Low, mostly inland floodingLakewood: Moderate, mostly hailEnglewood: High, mostly inland floodingBow Mar: High, mostly inland floodingNorth Washington: Low, mostly hailCommerce City: Moderate, mostly hailBerkley: Moderate, mostly inland floodingSheridan: High, mostly inland floodingCherry Hills Village: Moderate, mostly inland floodingStonegate: Moderate, mostly inland floodingStepping Stone: Moderate, mostly inland floodingGrand View Estates: Very low, mostly inland floodingAurora: Moderate, mostly hail AuroraCentennialDenverWatkinsParkerFoxfieldAetna EstatesFour Square Mile
Very lowLowModerateHighVery high
Watkinsmostly hailHigh
Denvermostly inland floodingHigh
Parkermostly inland floodingModerate
Aetna Estatesmostly hailModerate
Four Square Milemostly inland floodingModerate
Foxfieldmostly inland floodingModerate
Centennialmostly hailModerate
Auroramostly hailModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Aurora covers 82 census tracts, combined by population.
Money that reached townFlood claims are matched to Aurora’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Aurora. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Aurora total about $81.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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