Natural hazards · Greeley

Greeley, CO natural hazards

Most of the natural-hazard damage FEMA expects in Greeley comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 9 claims here since 1997. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Greeley?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Greeley to be higher than in 32% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding34%Cold waves22%Tornadoes20%Hail11%Strong wind6%Everything else7%

By hazard

What Greeley faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage

Below average · higher than 32% of U.S. places

Recorded about 2 times a year in the area

Cold waves

22% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 93% of U.S. places

Hail

11% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 7 times a year in the area

Strong wind

6% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Greeley flood?

Every paid claim on a federal flood insurance policy in Greeley, from FEMA’s records.

9paid claims since 1997

$117Kpaid to owners

1homes flooded more than once

19972026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Greeley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Weld County.

What’s been done with FEMA grants

89flood-prone properties bought out and cleared

1flood-prone homes bought out and moved

Disasters that hit Greeley

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Greeley itself: aid to households, or repair grants to the City of Greeley.

Brought FEMA money into GreeleyDeclared for Weld County only

2013

Severe Storms, Flooding, Landslides, and Mudslides

161 households applied for aid $793K aid approved $458K to the City of Greeley for repairs

2008

Severe Storms and Tornadoes

47 households applied for aid $52K aid approved

2003

Snow

$21K to the City of Greeley for repairs

1999

Co-Flooding 4/30/99

$78K to the City of Greeley for repairs

Weld County has had 13 natural disasters declared since 1953, most often floods and severe storms.

Around Greeley

Greeley and the towns around it

Very lowLowModerateHighVery high

Windsormostly inland floodingHigh

Evansmostly inland floodingModerate

Kerseymostly inland floodingLow

Greeleymostly inland floodingLow

Garden Citymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Greeley covers 27 census tracts, combined by population.

Money that reached townFlood claims are matched to Greeley’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Greeley. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Greeley total about $21.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.