Natural hazards · Evans

Evans, CO natural hazards

Most of the natural-hazard damage FEMA expects in Evans comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 2013. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Evans?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Evans to be higher than in 43% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding40%Cold waves21%Tornadoes19%Hail10%Strong wind5%Everything else6%

By hazard

What Evans faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 2 times a year in the area

Cold waves

21% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

19% of expected damage

Well above average · higher than 93% of U.S. places

Hail

10% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 7 times a year in the area

Strong wind

5% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Evans flood?

Every paid claim on a federal flood insurance policy in Evans, from FEMA’s records.

3paid claims since 2013

$395Kpaid to owners

0homes flooded more than once

20132026

Biggest named events

Late summer storms: 3 claims, $395K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Evans isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Weld County.

What’s been done with FEMA grants

3flood-prone properties bought out and cleared

Disasters that hit Evans

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Evans itself: aid to households, or repair grants to the City of Evans.

Brought FEMA money into EvansDeclared for Weld County only

2013

Severe Storms, Flooding, Landslides, and Mudslides

616 households applied for aid $6.6M aid approved $7.3M to the City of Evans for repairs

2008

Severe Storms and Tornadoes

1 household applied for aid

1999

Co-Flooding 4/30/99

$5K to the City of Evans for repairs

Weld County has had 13 natural disasters declared since 1953, most often floods and severe storms.

Around Evans

Evans and the towns around it

Very lowLowModerateHighVery high

Millikenmostly inland floodingHigh

Evansmostly inland floodingModerate

Greeleymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Evans covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Evans’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Evans. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Evans total about $5.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.