Natural hazards · Kersey

Kersey, CO natural hazards

Most of the natural-hazard damage FEMA expects in Kersey comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 9 claims here since 1983. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kersey?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kersey to be higher than in 37% of U.S. communities, mostly from inland flooding and hail.

Inland flooding45%Hail21%Tornadoes16%Cold waves9%Everything else9%

By hazard

What Kersey faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 2 times a year in the area

Hail

21% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 7 times a year in the area

Tornadoes

16% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 26 years in the area

Cold waves

9% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 2 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kersey flood?

Every paid claim on a federal flood insurance policy in Kersey, from FEMA’s records.

9paid claims since 1983

$368Kpaid to owners

0homes flooded more than once

19832026

Biggest named events

Late summer storms: 6 claims, $359K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Kersey isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Weld County.

Disasters that hit Kersey

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Kersey itself: aid to households, or repair grants to the Town of Kersey.

Brought FEMA money into KerseyDeclared for Weld County only

2013

Severe Storms, Flooding, Landslides, and Mudslides

42 households applied for aid $355K aid approved

2008

Severe Storms and Tornadoes

1 household applied for aid

Weld County has had 13 natural disasters declared since 1953, most often floods and severe storms.

Around Kersey

Kersey and the towns around it

Very lowLowModerateHighVery high

Kerseymostly inland floodingLow

Greeleymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kersey covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Kersey’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Kersey. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Kersey total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.