Natural hazards · Monterey Park

Monterey Park, CA natural hazards

Most of the natural-hazard damage FEMA expects in Monterey Park comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 6 claims here since 1980. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Monterey Park?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Monterey Park to be higher than in 91% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes60%Inland flooding39%Everything else1%

By hazard

What Monterey Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

60% of expected damage

Well above average · higher than 95% of U.S. places

Inland flooding

39% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 4 times a year in the area

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Monterey Park flood?

Every paid claim on a federal flood insurance policy in Monterey Park, from FEMA’s records.

6paid claims since 1980

$23Kpaid to owners

0homes flooded more than once

19802026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Monterey Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Los Angeles County.

Disasters that hit Monterey Park

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Monterey Park itself: aid to households, or repair grants to the City of Monterey Park.

Brought FEMA money into Monterey ParkDeclared for Los Angeles County only

2025

Wildfires and Straight-Line Winds

147 households applied for aid $5K aid approved

2020

Wildfires

20 households applied for aid

2005

Severe Storms, Flooding, Landslides, and Mud and Debris Flows

$61K to the City of Monterey Park for repairs

2004

Severe Storms, Flooding, Debris Flows, and Mudslides

80 households applied for aid $69K aid approved $1.1M to the City of Monterey Park for repairs

2003

Wildfires, Flooding, Mudflow and Debris Flow Directly Related T

3 households applied for aid

Los Angeles County has had 74 natural disasters declared since 1953, most often fires and floods.

Around Monterey Park

Monterey Park and the towns around it

Very lowLowModerateHighVery high

San Gabrielmostly inland floodingVery high

Rosemeadmostly earthquakesVery high

South San Gabrielmostly inland floodingVery high

Monterey Parkmostly earthquakesVery high

East Los Angelesmostly earthquakesVery high

Montebellomostly earthquakesVery high

Alhambramostly earthquakesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Monterey Park covers 15 census tracts, combined by population.

Money that reached townFlood claims are matched to Monterey Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Monterey Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Monterey Park total about $38.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.