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Natural hazards · Montebello

Montebello, CA natural hazards

Most of the natural-hazard damage FEMA expects in Montebello comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 1979. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Montebello?

89
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Montebello to be higher than in 89% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes70%Inland flooding29%Everything else1%
By hazard

What Montebello faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

70% of expected damage
Well above average · higher than 97% of U.S. places

Inland flooding

29% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about 4 times a year in the area

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Montebello flood?

Every paid claim on a federal flood insurance policy in Montebello, from FEMA’s records.

2paid claims since 1979
$4Kpaid to owners
0homes flooded more than once
19792026

Biggest named events

  • Pineapple Express - Southern: 1 claim, $3K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Montebello isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Los Angeles County.
Disasters that hit Montebello

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Montebello itself: aid to households, or repair grants to the City of Montebello.

Brought FEMA money into MontebelloDeclared for Los Angeles County only
2025

Wildfires and Straight-Line Winds

140 households applied for aid $1K aid approved $30K to the City of Montebello for repairs
2022

Severe Winter Storms, Flooding, Landslides, and Mudslides

$155K to the City of Montebello for repairs
2020

Wildfires

5 households applied for aid
2018

Wildfires

1 household applied for aid
2017

Wildfires, Flooding, Mudflows, and Debris Flows

1 household applied for aid
2017

Severe Winter Storms, Flooding, and Mudslides

$67K to the City of Montebello for repairs
2010

Severe Winter Storms, Flooding, and Debris and Mud Flows

$6K to the City of Montebello for repairs
2005

Severe Storms, Flooding, Landslides, and Mud and Debris Flows

$22K to the City of Montebello for repairs
2004

Severe Storms, Flooding, Debris Flows, and Mudslides

15 households applied for aid $601 aid approved
2003

Wildfires, Flooding, Mudflow and Debris Flow Directly Related T

8 households applied for aid
Los Angeles County has had 74 natural disasters declared since 1953, most often fires and floods.
Around Montebello

Montebello and the towns around it

Pico Rivera: Very high, mostly earthquakesEast Los Angeles: Very high, mostly earthquakesCommerce: Very high, mostly earthquakesMonterey Park: Very high, mostly earthquakesRosemead: Very high, mostly earthquakesSouth San Gabriel: Very high, mostly inland floodingIndustry: Very high, mostly earthquakesWhittier: Very high, mostly earthquakesSanta Fe Springs: Very high, mostly earthquakesWest Whittier-Los Nietos: Very high, mostly earthquakesDowney: Very high, mostly earthquakesLos Angeles: Very high, mostly earthquakesBell: Very high, mostly earthquakesBell Gardens: Very high, mostly earthquakesVernon: Very high, mostly earthquakesAlhambra: Very high, mostly earthquakesSan Gabriel: Very high, mostly inland floodingEl Monte: Very high, mostly earthquakesSouth El Monte: Very high, mostly earthquakesMontebello: Very high, mostly earthquakes MontebelloPico RiveraEast Los AngelesCommerceMonterey ParkRosemeadSouth San Gabriel
Very lowLowModerateHighVery high
Rosemeadmostly earthquakesVery high
South San Gabrielmostly inland floodingVery high
Monterey Parkmostly earthquakesVery high
Montebellomostly earthquakesVery high
East Los Angelesmostly earthquakesVery high
Commercemostly earthquakesVery high
Pico Riveramostly earthquakesVery high
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Montebello covers 14 census tracts, combined by population.
Money that reached townFlood claims are matched to Montebello’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Montebello. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Montebello total about $41.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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