Natural hazards · La Riviera

La Riviera, CA natural hazards

Most of the natural-hazard damage FEMA expects in La Riviera comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 12 claims here since 1992.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is La Riviera?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in La Riviera to be higher than in 18% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding63%Earthquakes32%Everything else5%

By hazard

What La Riviera faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Below average · higher than 26% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

32% of expected damage

Well above average · higher than 81% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesWildfireDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does La Riviera flood?

Every paid claim on a federal flood insurance policy in La Riviera, from FEMA’s records.

12paid claims since 1992

$11Kpaid to owners

0homes flooded more than once

19922026

Biggest named events

California Atmospheric River: 1 claim, $2K

of homes in flood zones
are insured

of all homes
are insured

No community discount. La Riviera isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sacramento County.

Disasters that hit La Riviera

Federal disasters declared here

None of the disasters declared for Sacramento County shows FEMA aid or repair money reaching La Riviera itself in FEMA’s records.

Brought FEMA money into La RivieraDeclared for Sacramento County only

Sacramento County has had 19 natural disasters declared since 1953, most often floods and severe storms.

Around La Riviera

La Riviera and the towns around it

Very lowLowModerateHighVery high

Arden-Arcademostly inland floodingModerate

Sacramentomostly earthquakesLow

Rancho Cordovamostly inland floodingLow

Carmichaelmostly inland floodingLow

Rosemontmostly inland floodingLow

La Rivieramostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. La Riviera covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to La Riviera’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to La Riviera. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across La Riviera total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.