Natural hazards · Arden-Arcade

Arden-Arcade, CA natural hazards

Most of the natural-hazard damage FEMA expects in Arden-Arcade comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 181 claims here since 1986.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Arden-Arcade?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Arden-Arcade to be higher than in 54% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding77%Earthquakes21%Everything else3%

By hazard

What Arden-Arcade faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage

Above average · higher than 71% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

21% of expected damage

Well above average · higher than 82% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Arden-Arcade flood?

Every paid claim on a federal flood insurance policy in Arden-Arcade, from FEMA’s records.

181paid claims since 1986

$5.7Mpaid to owners

0homes flooded more than once

19862026

Biggest named events

Pineapple Express - Southern: 2 claims, $4K
Winter storm: 1 claim, $580

of homes in flood zones
are insured

of all homes
are insured

No community discount. Arden-Arcade isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sacramento County.

Disasters that hit Arden-Arcade

Federal disasters declared here

None of the disasters declared for Sacramento County shows FEMA aid or repair money reaching Arden-Arcade itself in FEMA’s records.

Brought FEMA money into Arden-ArcadeDeclared for Sacramento County only

Sacramento County has had 19 natural disasters declared since 1953, most often floods and severe storms.

Around Arden-Arcade

Arden-Arcade and the towns around it

Very lowLowModerateHighVery high

Arden-Arcademostly inland floodingModerate

Sacramentomostly earthquakesLow

Carmichaelmostly inland floodingLow

North Highlandsmostly inland floodingLow

La Rivieramostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Arden-Arcade covers 21 census tracts, combined by population.

Money that reached townFlood claims are matched to Arden-Arcade’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Arden-Arcade. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Arden-Arcade total about $23.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.