Natural hazards · Citrus Heights

Citrus Heights, CA natural hazards

Most of the natural-hazard damage FEMA expects in Citrus Heights comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 16 claims here since 1986. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Citrus Heights?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Citrus Heights to be higher than in 40% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding79%Earthquakes18%Everything else3%

By hazard

What Citrus Heights faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

18% of expected damage

Well above average · higher than 80% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Citrus Heights flood?

Every paid claim on a federal flood insurance policy in Citrus Heights, from FEMA’s records.

16paid claims since 1986

$373Kpaid to owners

10homes flooded more than once

19862026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 15% off flood insurance. Citrus Heights is in FEMA’s Community Rating System (class 7) for its flood-proofing work.

Insurance rates: Sacramento County.

What’s been done with FEMA grants

2homes raised above flood level

Disasters that hit Citrus Heights

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Citrus Heights itself: aid to households, or repair grants to the City of Citrus Heights.

Brought FEMA money into Citrus HeightsDeclared for Sacramento County only

2022

Severe Winter Storms, Flooding, Landslides, and Mudslides

152 households applied for aid $103K aid approved $68K to the City of Citrus Heights for repairs

2017

Severe Winter Storms, Flooding, and Mudslides

$20K to the City of Citrus Heights for repairs

2005

Severe Storms, Flooding, Mudslides, and Landslides

10 households applied for aid $14K aid approved

Sacramento County has had 19 natural disasters declared since 1953, most often floods and severe storms.

Around Citrus Heights

Citrus Heights and the towns around it

Very lowLowModerateHighVery high

Rosevillemostly inland floodingModerate

Citrus Heightsmostly inland floodingModerate

Orangevalemostly inland floodingLow

Antelopemostly inland floodingLow

Carmichaelmostly inland floodingLow

Foothill Farmsmostly inland floodingLow

Fair Oaksmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Citrus Heights covers 21 census tracts, combined by population.

Money that reached townFlood claims are matched to Citrus Heights’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Citrus Heights. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Citrus Heights total about $18.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.