Natural hazards · Roseville

Roseville, CA natural hazards

Most of the natural-hazard damage FEMA expects in Roseville comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 259 claims here since 1978. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Roseville?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Roseville to be higher than in 55% of U.S. communities, mostly from inland flooding.

Inland flooding83%Earthquakes14%Everything else2%

By hazard

What Roseville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

83% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once a year in the area

Earthquakes

14% of expected damage

Well above average · higher than 79% of U.S. places

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Roseville flood?

Every paid claim on a federal flood insurance policy in Roseville, from FEMA’s records.

259paid claims since 1978

$9.8Mpaid to owners

9homes flooded more than once

19782026

Biggest named events

Pineapple Express - Southern: 7 claims, $117K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (4) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 45% off flood insurance. Roseville is in FEMA’s Community Rating System (class 1) for its flood-proofing work.

Insurance rates: Placer County.

What’s been done with FEMA grants

51homes raised above flood level

7flood-prone properties bought out and cleared

Disasters that hit Roseville

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Roseville itself: aid to households, or repair grants to the City of Roseville.

Brought FEMA money into RosevilleDeclared for Placer County only

2022

Severe Winter Storms, Flooding, Landslides, and Mudslides

$1.8M to the City of Roseville for repairs

2021

Wildfires

109 households applied for aid

2005

Severe Storms, Flooding, Mudslides, and Landslides

$348K to the City of Roseville for repairs

Placer County has had 24 natural disasters declared since 1953, most often fires and floods.

Around Roseville

Roseville and the towns around it

Very lowLowModerateHighVery high

Granite Baymostly inland floodingModerate

Rosevillemostly inland floodingModerate

Citrus Heightsmostly inland floodingModerate

Rocklinmostly inland floodingLow

Antelopemostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Roseville covers 28 census tracts, combined by population.

Money that reached townFlood claims are matched to Roseville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Roseville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Roseville total about $39.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.