Natural hazards · Millbrook

Millbrook, AL natural hazards

Most of the natural-hazard damage FEMA expects in Millbrook comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 8 claims here since 2009. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Millbrook?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Millbrook to be higher than in 74% of U.S. communities, mostly from inland flooding.

Inland flooding70%Tornadoes10%Heat waves7%Everything else14%

By hazard

What Millbrook faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 82% of U.S. places

Heat waves

7% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 9 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Millbrook flood?

Every paid claim on a federal flood insurance policy in Millbrook, from FEMA’s records.

8paid claims since 2009

$158Kpaid to owners

1homes flooded more than once

20092026

Biggest named events

Early winter storms: 1 claim, $25K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Millbrook isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Elmore County.

What’s been done with FEMA grants

20storm safe rooms built

Disasters that hit Millbrook

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Millbrook itself: aid to households, or repair grants to the City of Millbrook.

Brought FEMA money into MillbrookDeclared for Elmore County only

2023

Severe Storms, Straight-Line Winds, and Tornadoes

23 households applied for aid $50K aid approved

2015

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$202K to the City of Millbrook for repairs

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

50 households applied for aid $57K aid approved

2009

Severe Storms, Tornadoes, Flooding, and Straight-Line Winds

51 households applied for aid $68K aid approved $65K to the City of Millbrook for repairs

2005

Hurricane Dennis

$8K to the City of Millbrook for repairs

2004

Hurricane Ivan

224 households applied for aid $161K aid approved $123K to the City of Millbrook for repairs

Elmore County has had 21 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Millbrook

Millbrook and the towns around it

Very lowLowModerateHighVery high

Millbrookmostly inland floodingHigh

Elmoremostly inland floodingHigh

Coosadamostly inland floodingHigh

Prattvillemostly inland floodingModerate

Deatsvillemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Millbrook covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Millbrook’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Millbrook. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Millbrook total about $6.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.