Natural hazards · Coosada

Coosada, AL natural hazards

Most of the natural-hazard damage FEMA expects in Coosada comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2005. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Coosada?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Coosada to be higher than in 67% of U.S. communities, mostly from inland flooding.

Inland flooding64%Tornadoes10%Earthquakes9%Heat waves7%Everything else12%

By hazard

What Coosada faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 54 years in the area

Earthquakes

9% of expected damage

Well above average · higher than 77% of U.S. places

Heat waves

7% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 9 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Coosada flood?

Every paid claim on a federal flood insurance policy in Coosada, from FEMA’s records.

1paid claims since 2005

$3Kpaid to owners

0homes flooded more than once

20052026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Coosada isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Elmore County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Coosada

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Coosada itself: aid to households, or repair grants to the Town of Coosada.

Brought FEMA money into CoosadaDeclared for Elmore County only

2023

Severe Storms, Straight-Line Winds, and Tornadoes

3 households applied for aid $6K to the Town of Coosada for repairs

2011

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

7 households applied for aid

2009

Severe Storms, Tornadoes, Flooding, and Straight-Line Winds

16 households applied for aid $19K aid approved

2004

Hurricane Ivan

51 households applied for aid $58K aid approved $11K to the Town of Coosada for repairs

Elmore County has had 21 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Coosada

Coosada and the towns around it

Very lowLowModerateHighVery high

Millbrookmostly inland floodingHigh

Elmoremostly inland floodingHigh

Coosadamostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Coosada covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Coosada’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Coosada. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Coosada total about $664K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.